Business Banking Relationship Manager

Company Description Axis Bank is the third largest private sector bank in India, offering a full range of financial services to large and mid-corporates, MSMEs, agriculture, and retail customers. The Bank operates a nationwide network of around 5,000 domestic branches and over 15,000 ATMs and cash recyclers, supported by Axis Virtual Centres and Virtual Relationship Managers. Its international presence spans key financial hubs, focusing on corporate lending, trade finance, investment banking, and wealth management services. Established in 1994 and promoted by prominent financial institutions, Axis Bank has built a strong track record of growth. With a substantial balance sheet and robust five-year CAGR in assets, advances, and deposits, the Bank provides a stable and dynamic environment for banking professionals.
Role Description The Business Banking Relationship Manager is a full-time, on-site role based in Patiala, responsible for managing and growing a portfolio of business banking clients. The role involves acquiring new business customers, maintaining strong relationships with existing clients, and understanding their financing, cash management, and transactional banking needs. The Relationship Manager will recommend appropriate banking products and services, prepare and review credit proposals, coordinate underwriting processes, and ensure adherence to internal risk and compliance standards. Daily activities include monitoring portfolio performance, managing account profitability, resolving client issues promptly, and collaborating with internal teams to deliver seamless service. The role also requires regular market and competitor analysis to identify new opportunities and support business growth in the region.
Qualifications
Strong Business Relationship Management skills, with the ability to build, nurture, and expand long-term client relationships.
Proficiency in Cash Management solutions, including payments, collections, and liquidity management for business customers.
Experience in Portfolio Management, focusing on monitoring asset quality, profitability, and risk across business banking accounts.
Solid foundation in Finance, including credit analysis, financial statement assessment, and understanding of business banking products.
Knowledge of Underwriting practices, risk evaluation, and documentation standards for business loans and credit facilities.
Bachelor’s degree or higher in Finance, Business, Economics, or a related field; professional banking or finance certifications are an advantage.
Strong analytical, negotiation, and communication skills, with the ability to present solutions clearly to business clients.
Proven experience in business or commercial banking, preferably in managing MSME or corporate clients.
Ability to work effectively on-site in Patiala, collaborate with cross-functional teams, and meet business and compliance targets.

Work arrangement
No