Credit Manager

Company Description ICICI Bank is one of India’s leading private sector banks, providing a comprehensive range of products and services to corporate, SME, and individual customers nationwide. The Bank offers convenient access through branches, ATMs, cash recycling machines, mobile banking, internet banking, and phone banking. As of September 30, 2025, ICICI Bank has a strong physical presence with 7,246 branches and 10,610 ATMs and cash recycling machines across India. The organization focuses on customer-centric solutions, robust risk management, and regulatory compliance, offering banking professionals an opportunity to grow in a dynamic and well-established institution.
Role Description The Credit Manager is responsible for assessing and approving credit proposals, monitoring credit portfolios, and ensuring adherence to internal policies and regulatory guidelines. Day-to-day activities include analyzing financial statements, reviewing customer profiles, evaluating creditworthiness, and recommending appropriate credit limits and terms. The role also involves tracking portfolio performance, identifying early warning signals, coordinating with relationship managers, and supporting risk mitigation strategies. This is a full-time, on-site position based in Hubli, requiring close collaboration with branch teams and other stakeholders to maintain credit quality and support business growth.
Qualifications
Strong expertise in Credit Management and Credit, with experience in evaluating and structuring credit proposals.
Proficiency in Credit Risk Management, including risk assessment, monitoring, and compliance with credit policies.
Robust Analytical Skills and knowledge of Finance to interpret financial statements and quantitative data.
Bachelor’s degree or higher in Finance, Commerce, Economics, Business Administration, or a related field.
Experience in banking or financial services, preferably in credit or risk-related roles.
Strong attention to detail, problem-solving abilities, and sound decision-making judgment.
Effective communication and collaboration skills to work with internal teams and clients.
Familiarity with regulatory requirements and internal control frameworks relevant to credit operations.

Work arrangement
No