Risk Management Specialist

Senior Associate - Risk
Mumbai
6 - 8 Years of Experience
MANDATORY REQUIREMENTS
• 6–8 years of post-qualification experience in Credit/Investment Risk, preferably across NBFCs, ARCs, Private Credit Funds, AMCs, Rating Agencies or Transaction Advisory.
• Strong expertise in credit assessment, financial analysis, risk evaluation and investment underwriting, including leverage, cash flows, projections and sensitivity analysis.
• Experience in Structured Finance, Special Situations/Distressed Credit, Infrastructure Finance, Real Estate Lending or Private Equity is highly preferred.
JOB ROLES & RESPONSIBILITIES
• We are looking for a dynamic and result oriented candidate for the risk division.
• Evaluate investment proposals to highlight key risk areas in deals across diverse funds (Distress, special opportunity, real estate, and infrastructure).
Responsibilities include
i)Analysis of business risks (industry and company specific)
ii)Financial statement analysis to evaluate the credit worthiness of the company and highlight important financial strengths and weaknesses
iii)Industry analysis / Peer comparison
iv)Vetting assumptions in financial projections and perform sensitivity analysis of key assumptions
v)Highlight structural risks and recommend mitigating measures
vi)Review due diligence reports
• Risk monitoring (Monthly/Quarterly/Annual) for invested portfolio and promptly alert senior management to significant risk issues
• Timely capturing of the news alerts and feeds relevant to the investee companies and the underlying industries
• Evaluating due diligence, debenture trust deeds and other documents and communicating observations to investment team
• Assisting the risk team in establishing processes/policies/ frameworks and ensuring proper controls across business groups
• Fostering a partnership among the various business and support groups to create a compliant business environment and culture
QUALIFICATION & EXPERIENCE
• 6 to 8 years of post-qualification experience preferably in Credit Rating, Credit/Investment Risk underwriting in Wholesale Banking/ NBFCs/ ARCs/Private Credit Funds/AMCs/Transaction Advisory/etc., across diverse sectors.
• Prior experience in Structured Finance, Special Situations/Distressed Credit, Infrastructure Project Finance, Real Estate lending, Private Equity, etc. would be an added advantage.
• Strong understanding of finance and accounting concepts, especially adjustments in cash flow and leverage metrics
• Ability to identify key characteristics and drivers of diverse sectors / businesses.
• Knowledge of risk assessment and control
• Prior experience in credit risk assessment, credit research or equity research will be an additional advantage.

Work arrangement
No