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Company: Rajsi Infin Consultants Private Limited (NBFC)
Location: Dwarka, New Delhi
Department: Credit
Positions: 2
Salary: ₹20,000–₹22,000 per month + Performance-Based Incentives
Qualification: B.Com. Graduate
Experience: Minimum 1–2 years in credit processing for payday loans, short-term personal loans, digital lending, or similar lending products.
Key Responsibilities
Review loan applications and verify customer documents for completeness and accuracy.
Analyse CIBIL/credit bureau reports and assess the applicant's credit profile.
Conduct KYC verification, income assessment, banking analysis, eligibility checks, and repayment-capacity assessment.
Prepare accurate Credit Assessment Memorandums (CAMs) with findings and recommendations.
Identify discrepancies, fraud indicators, adverse credit behaviour, and deviations from credit policy.
Coordinate with Sales and other concerned teams for pending documents or clarifications.
Ensure timely processing of cases while maintaining proper records in the loan application/credit system.
Follow the company's approved credit policy, lending criteria, and internal processes.
Required Skills
Good analytical, numerical, and documentation skills.
Understanding of credit appraisal and loan processing.
Ability to interpret CIBIL/credit bureau reports, bank statements, income documents, and KYC records.
Experience in preparing CAMs and identifying credit risks or policy deviations.
Working knowledge of computers, MS Office, and loan application systems.
Detail-orientated with the ability to process cases accurately within defined timelines.
Preferred: Candidates with hands-on credit processing experience in payday loans, digital lending, personal loans, or other short-term lending products.
Work arrangement
No
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