Senior Executive Credit Life Bancassurance Insurance Sales

Company Description Saksham Universal is an HR outsourcing partner focused on delivering sustainable people solutions to SMEs and start-ups since 2014. The organization provides both advisory and execution services, helping clients build engaged teams and better workplaces. By aligning HR practices with business goals, Saksham Universal supports long-term growth and performance improvement. The company emphasizes practical, scalable HR strategies that positively impact both top-line and bottom-line results.
Role Description This is a full-time, on-site role based in Bengaluru South for a Senior Executive Credit Life Bancassurance Insurance Sales professional. The role involves managing and growing credit life insurance sales through bancassurance channels, working closely with bank branches and relationship managers to identify prospects and convert leads. The Senior Executive will conduct customer meetings, explain product features and benefits, provide policy illustrations, and support the completion of documentation and underwriting requirements. Daily responsibilities include tracking sales performance, maintaining accurate records in CRM or reporting tools, coordinating with internal operations and claims teams, and ensuring compliance with regulatory and company guidelines. The role also requires regular reporting to leadership, participation in sales reviews, and contribution to local sales initiatives and campaigns.
Qualifications
Proven experience in insurance sales, preferably in credit life or bancassurance, with strong understanding of retail banking and lending products.
Demonstrated ability in consultative selling, customer relationship management, and negotiation within financial services or insurance sectors.
Knowledge of insurance regulations, compliance practices, and basic underwriting concepts relevant to credit life products.
Strong communication and presentation skills, with the ability to explain complex insurance products in clear, customer-friendly language.
Proficiency in using MS Office and CRM or sales tracking tools, with attention to detail in documentation and reporting.
Ability to work on-site at bank locations in Bengaluru South, manage multiple stakeholders, and meet defined sales and performance targets.
Bachelor’s degree in business, finance, insurance, or a related field; professional certifications in insurance or financial services are an advantage.
Prior experience in a similar role with a bank, NBFC, or insurance company is highly beneficial.

Work arrangement
No