Wholesale Credit Risk Legal Entity - VP

Job summary
As a Vice President in the Wholesale Credit Risk Legal Entity team, you will deliver portfolio management, governance, and regulatory engagement across covered legal entities in your region. You will provide rigorous exposure variance analysis and executive commentary to senior stakeholders and governing bodies. You will help embed firmwide and local regulatory requirements into policies, procedures, limits, and thresholds. You will partner across Risk and functions to drive consistent, coherent portfolio-level outcomes.
Job responsibilities
Provide portfolio management across covered legal entities, including ongoing monitoring of credit profile and key drivers.
Set standards for periodic and ad hoc credit exposure variance analyses and executive-ready commentary.
Explain variance drivers and relevant market events to location credit leads, senior management, and governance forums.
Drive adherence to regulatory requirements and firmwide credit risk frameworks across covered legal entities.
Embed requirements into policies and procedures and oversee the establishment and review of portfolio limits and thresholds.
Deliver portfolio-related governance materials and timelines, coordinating with regional legal entity teams for consistency.
Define and challenge legal-entity-specific processes to ensure disciplined, repeatable outcomes across regions.
Partner with Risk Management and functional stakeholders to build, execute, and maintain standardized legal entity credit risk frameworks.
Support regulator and auditor engagements by providing clear explanations of frameworks, operating model, and portfolio updates.
Prepare and coordinate responses to regulatory and audit exams and inquiries, aligning with central firmwide risk partners.
Execute remediation plans and sustainable controls, and report progress against commitments, deadlines, and residual risk.
Required qualifications, capabilities, and skills
7 years of experience in credit risk, portfolio risk management, or related risk governance roles
Experience managing or overseeing legal entity credit risk frameworks, limits, thresholds, or governance deliverables
Demonstrated ability to perform and communicate exposure variance analysis and key risk driver attribution
Strong understanding of risk governance expectations, including policy/procedure embedding and control sustainability
Experience supporting regulatory, audit, or exam engagements, including drafting clear responses and coordinating evidence
Proven cross-functional partnering skills across Credit Officers, Legal Entity Risk Managers, Finance, Policy, and risk reporting teams
Ability to translate complex portfolio data into executive-level narrative and decision-ready materials
Strong project execution skills, including ownership of timelines, dependencies, and escalation where needed
High attention to detail with sound judgment and a bias toward well-documented, defensible outcomes
Excellent written and verbal communication skills
Fluency in English and Portuguese is mandatory
Preferred qualifications, capabilities, and skills
7 years of experience specifically in wholesale credit risk portfolio management or legal entity risk governance
Experience operating across multiple regions or legal entities, balancing global consistency with local requirements
Familiarity with building standardized operating models and governance artifacts at portfolio scale
Experience leading or coordinating end-to-end remediation programs with measurable control outcomes
Advanced capability in risk reporting and portfolio analytics tooling (for example, dashboards, executive packs, governance MI)
Experience presenting to senior governance committees and responding live to challenge questions
Relevant risk certification or advanced degree (as applicable)
Previous Credit Officer role