U.S. Mortgage Underwriting Team Lead

Purpose of the Role
As a Team Lead you will assess lender performance, ensure regulatory compliance, and manage financial risk. The role requires strong US Mortgage Underwriting knowledge, including borrowers’ income/assets and escrow/condo document review.
Key Responsibilities
Project Review & Analysis
Follow current Agency and Investor guidelines for mortgage loans secured by Condominium and Co-op projects across Fannie Mae, Freddie Mac, FHA, VA, and Jumbo investors.
Review condo questionnaires, financials, insurance, legal/recorded documents, litigation, ground leases, affordable housing, resale restrictions, private transfer fees, and resale documents.
Analyze and approve projects based on loan program requirements, including Limited Review, Full Review, Established/New Construction, Conventional, FHA, and VA.
Communicate project declines or ineligibility to clients.
Compliance & Guidelines
Stay updated on applicable guidelines, regulatory changes, and industry best practices.
Ensure all project reviews meet current standards and regulatory requirements.
Leadership & Team Management
Lead, mentor, and develop Lender Review Analysts to meet performance and quality targets.
Conduct performance reviews, provide feedback, and identify training needs.
Manage workflow, task allocation, and SLA adherence.
Desired Skills
Advanced knowledge of Condominium project standards for FHA (SUA & DELRAP), Conventional, Jumbo, and other loan programs.
Strong attention to detail, organization, and ability to meet SLAs.
Ability to analyze complex condo documents, including CC&Rs, Public Offering Statements, Reserve Studies, Insurance, and Condominium Plans.
Strong professionalism, customer service, and communication skills throughout the loan cycle.
Proficiency in Encompass or other paperless mortgage origination systems.
Required Qualifications
5+ years in Risk Management, US Mortgage, or Underwriting, including 2+ years in a leadership/supervisory role.
US Mortgage Underwriting experience with knowledge of income, assets, and appraisal.
Bachelor’s degree in Real Estate, Finance, or a related field.
Other Details
✅ Job Location: Hyderabad (We welcome applications from talented candidates across India. Applicants should be open to relocating to the designated work location upon selection.)
✅ 5 Days working
✅ US Night Shift / Graveyard Shift | Please apply only if you are comfortable working overnight hours.
Benefits
Global platform and career growth opportunities
Food provided
Health insurance
Internet reimbursement
Paid sick time
Paid time off (PTO)
Provident Fund (PF) benefits
Employee-focused work environment and well-being programs
Skills: post underwriting,collateral,appraisals,condominium

Work arrangement
No