Senior Software Engineer, Backend (Card Ledger & Money Movement)

This is a Fully Remote Job
1. About Our Client:
This organization operates in the financial services industry, focusing on reinventing credit to provide honest and consumer-friendly payment options. It addresses challenges related to hidden fees and compounding interest by offering flexible buy now, pay later solutions. The company has experienced rapid growth, serving millions of customers across thousands of merchants both in-store and online.
2. About the Opportunity:
The Senior Software Engineer, Backend (Card Ledger & Money Movement) role is integral to building and maintaining systems that manage money movement, bank data integration, and merchant data. The position supports the development of a financial product that combines debit card functionality with buy now, pay later financing. This role ensures the robustness and scalability of money movement systems, directly impacting the organization''s ability to reach new customers and improve financial experiences.
3. Responsibilities:
Own and deliver quarterly goals for the team, guiding engineers through complex problems.
Collaborate with product management, design, and analytics to align technical solutions with product needs.
Identify and address project, process, technology, or business issues proactively.
Support operational stability by monitoring systems and participating in on-call duties.
Promote a culture of quality through code review standards and knowledge sharing.
Mentor team members by providing feedback and leading by example.
4. Requirements:
4+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.
Experience with highly available distributed systems, including AWS, MySQL, and Kubernetes.
Ability to define technical plans with elegant, extensible designs and produce high-quality code.
Proficiency in managing significant changes in large codebases using effective tools and practices.
Demonstrated ownership of personal growth and proactive feedback seeking.
Strong verbal and written communication skills for effective collaboration.
Equivalent practical experience or a Bachelor’s degree in a related field.
5. Pay Range and Compensation Package:
Base pay ranges from $195,000 to $255,000 for certain U.S. states and $173,000 to $233,000 for others.
Compensation includes equity rewards, monthly stipends for health, wellness, and technology spending.
Benefits include 100% subsidized medical coverage, dental, and vision for employees and dependents.
6. Benefits & Perks:
Comprehensive health care coverage including medical, dental, and vision for employees and their dependents.
Flexible spending stipends for technology, food, lifestyle needs, and family forming expenses.
Competitive vacation and holiday schedules.
Employee stock purchase plan offering discounted shares.
Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin.
Note:
TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.

Work arrangement
No