Loan Consultant - Retail And Commercial Loans

Company Description Hirenest Placements Private Limited is a staffing and recruitment organization focused on connecting talented professionals with reputable employers across various industries. The company is committed to supporting career growth by matching individuals with roles that align with their skills and aspirations. Hirenest Placements emphasizes ethical hiring practices, transparent communication, and long-term professional relationships. The organization seeks team members who are motivated to contribute to a professional, client-focused environment and support sustainable business growth.
Role Description The Loan Consultant – Retail and Commercial Loans is a full-time, on-site role based in Lucknow. In this position, the consultant will engage with individual and business clients to understand their funding needs, explain loan products, and guide them through the application and approval processes. Daily responsibilities include assessing client eligibility, collecting and verifying documentation, coordinating with banking and financial partners, and preparing accurate loan proposals. The role involves maintaining up-to-date knowledge of retail and commercial loan offerings, interest rates, and compliance requirements, as well as following up with clients to ensure timely disbursement and repayment support. The consultant is also expected to build and maintain strong client relationships, meet assigned sales and performance targets, and contribute to the overall growth of the loan portfolio.
Qualifications
Strong client relationship and communication skills, including the ability to explain financial products clearly and handle client queries professionally.
Knowledge of retail and commercial loan products, basic credit assessment, and familiarity with documentation and regulatory requirements for loans.
Sales and negotiation abilities, with a track record or interest in achieving targets and generating new business through client outreach and networking.
Organizational and time-management skills to handle multiple client cases, maintain accurate records, and follow up consistently on applications.
Comfort with using computers and standard office software; ability to learn and use loan management or CRM systems as required.
Relevant educational background, such as a degree or diploma in finance, business, commerce, or a related field.
Prior experience in banking, NBFCs, or financial services, especially in loans or customer-facing roles, is an advantage but not mandatory.
Ability to work on-site in Lucknow, collaborate with colleagues, and uphold professional and ethical standards in all client interactions.

Work arrangement
No