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Company Description Fortune 5 Risk Management Solutions LLP is a growing risk advisory and insurance services firm focused on supporting commercial clients across diverse industries. The organization specializes in identifying, assessing, and mitigating complex business risks through tailored insurance and risk management solutions. Team members collaborate with corporate clients to design coverage structures that protect assets, improve resilience, and support long-term growth. The company values analytical thinking, integrity, and client-centric service, and offers opportunities to work on varied portfolios and challenging assignments. Joining Fortune 5 Risk Management Solutions LLP provides exposure to the evolving risk landscape and a platform for professional development in commercial insurance.
Job Description
We are looking for an experienced SME / Commercial Insurance professional with strong hands-
on expertise in RFQ preparation, underwriting coordination, pricing negotiations, and client advisory.
The candidate should have worked with a General Insurance Broker or General
Insurance Company in India and be well-versed with commercial insurance products.
Key Responsibilities
Preparation and management of SME / Commercial RFQs (Property, Fire, Marine,
Engineering, etc.)
Coordination with insurance companies for quote procurement, negotiations, and finalization
Ensuring correct rating based on:
Occupancy & risk profile
Discounts & loadings
Add-on covers & extensions
Negotiating competitive terms, conditions, deductibles, and premiums
Explaining coverage, exclusions, and policy terms clearly to clients
Drafting / reviewing policy wordings, special clauses, and endorsements to ensure adequate
coverage
Liaising with insurers for risk acceptance, referrals, and underwriting clarifications
Supporting sales team with technical inputs and placement strategy
Required Skills & Knowledge
Strong understanding of commercial insurance products and underwriting practices
Ability to interpret policy wordings and coverage gaps
Excellent negotiation and communication skills
Hands-on experience with SME / mid-market commercial risks
Client-facing experience with professional advisory mindset
Knowledge of Indian insurance market & insurer underwriting appetite
Eligibility Criteria
Minimum 2+ years of relevant experience
Must have worked with:
A General Insurance Broker, OR
A General Insurance Company (Commercial / Underwriting / Corporate Desk)
Graduation mandatory (Insurance / Risk Management qualifications preferred)
Work arrangement
No
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