Credit Manager

Company Description Vinayaka enterprices is a growing business based in Indira Nagar Colony, Sai Nagar, Boduppal, Hyderabad, Telangana, India. The company operates within a dynamic local market, serving a diverse customer base. Team members work closely with clients and partners to support business operations and financial activities. Vinayaka enterprices offers opportunities to take on responsibility and contribute to the organization’s stability and growth. The work environment supports collaborative problem-solving and continuous improvement in processes.
Role Description The Credit Manager is a full-time, on-site role based in Bhilai. This role is responsible for assessing creditworthiness of customers, approving or rejecting credit applications, and setting appropriate credit limits in line with company policies. The Credit Manager monitors outstanding receivables, reviews aging reports, and follows up with internal teams and customers to minimize bad debts and improve cash flow. Day-to-day tasks include analyzing financial information, updating credit records, preparing credit risk reports, and recommending process improvements. The role also involves collaborating with sales and finance teams, ensuring compliance with internal controls, and maintaining clear documentation and communication regarding credit decisions.
Qualifications
Candidates should possess strong skills in Credit Management and Credit Risk Management.
Candidates should possess solid Analytical Skills and a good understanding of Finance.
Candidates should possess practical knowledge of Credit assessment and monitoring processes.
Candidates should possess effective communication and negotiation skills for working with customers and internal teams.
Candidates should possess proficiency in spreadsheets and financial software, along with attention to detail and accuracy.
Candidates should possess a bachelor’s degree in Finance, Accounting, Business, or a related field; relevant experience in credit or collections is preferred.

Work arrangement
No