Indirect Auto Credit Analyst

Remote | Contract-to-Hire | $27-$32/hour depending on experience
TEKsystems is partnering with Origence , one of the nation's leading Credit Union Service Organizations (CUSOs), to hire experienced Indirect Auto Credit Analysts . This is a fully remote opportunity for professionals with a strong background in indirect auto underwriting who thrive in a fast-paced, high-volume lending environment.
If you're passionate about credit analysis, risk assessment, and helping members secure financing through credit unions, this is an excellent opportunity to join a growing organization with strong potential for long-term career advancement.
What You'll Be Doing
Review and analyze indirect auto loan applications submitted through dealerships and credit union partners.
Evaluate loan applications using underwriting criteria, including:
Debt-to-Income (DTI)
Loan-to-Value (LTV)
Payment-to-Income (PTI)
Credit bureau reports
Borrower history
Income calculations
Assess risk and make lending decisions, including approvals, denials, and requests for additional information.
Document underwriting decisions and rationale within multiple loan origination systems.
Work closely with dealers and credit union representatives to gather required documentation and negotiate loan terms.
Review exception and second-look requests according to lending guidelines.
Follow up on approved applications to maximize funding success.
Submit completed loan packages to credit unions for final funding.
Maintain accurate records of inbound and outbound communications.
Support operational goals related to loan volume, funding ratios, and turnaround times.
Required Qualifications
Minimum 3 years of indirect auto underwriting experience.
Experience underwriting loans in a credit union, indirect lending, or automotive finance environment.
Proficiency with at least one of the following systems:
MeridianLink
Keystone Correlation
Lending 360 (L360)
CUDL
ArcOS
Ideal
Strong understanding of DTI, LTV, PTI, credit analysis, and income calculations.
Experience reviewing and interpreting credit bureau reports.
Ability to manage a high-volume pipeline while maintaining accuracy.
Excellent communication and customer service skills.
Ability to work independently in a remote environment.
Adaptable, coachable, and open to feedback.
Team-oriented mindset with strong collaboration skills.
Location Requirements
Candidates Must Reside In One Of The Following States:
Colorado
Wyoming
Illinois
Texas
Arizona
Florida
Washington
Georgia
Virginia
Hawaii
Schedule
Training (First 2 Weeks):
Monday through Friday
9:00 AM to 6:00 PM MT
After Training:
Thursday through Monday
Tuesday and Wednesday off
12:00 PM to 9:00 PM MT
Shift schedules may change quarterly based on business needs and performance.
Work Environment
100% Remote
Equipment provided:
Laptop
Dual monitors
Keyboard
Mouse
Headset
Candidates must have reliable high-speed internet and a dedicated, quiet workspace.
Why Join Origence?
Opportunity to work with a leading organization in the credit union industry.
Strong training and onboarding program.
Collaborative, supportive, and people-focused culture.
Excellent opportunity for career growth and advancement.
Ability to work independently while making a meaningful impact on members' lending experiences.
Interview Process
One virtual interview with the Hiring Manager and an additional team leader.
Apply today to join a growing team dedicated to helping credit unions and their members succeed.
We reserve the right to pay above or below the posted wage based on factors unrelated to sex, race, or any other protected classification.
Eligibility Requirements Apply To Some Benefits And May Depend On Your Job Classification And Length Of Employment. Benefits Are Subject To Change And May Be Subject To Specific Elections, Plan, Or Program Terms. This Temporary Role May Be Eligible For The Following:
Medical, dental & vision
401(k)/Roth
Insurance (Basic/Supplemental Life & AD&D)
Short and long-term disability
Health & Dependent Care Spending Accounts (HSA & DCFSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Job Type & Location
This is a Contract to Hire position based out of Englewood, CO.
Pay And Benefits
The pay range for this position is $27.00 - $32.00/hr.
Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long-term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave) We reserve the right to pay above or below the posted wage based on factors unrelated to sex, race, or any other protected classification.
Eligibility Requirements Apply To Some Benefits And May Depend On Your Job Classification And Length Of Employment. Benefits Are Subject To Change And May Be Subject To Specific Elections, Plan, Or Program Terms. This Temporary Role May Be Eligible For The Following:
Medical, dental & vision
401(k)/Roth
Insurance (Basic/Supplemental Life & AD&D)
Short and long-term disability
Health & Dependent Care Spending Accounts (HSA & DCFSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Job Type & Location
This is a Contract to Hire position based out of Englewood, CO.
Pay And Benefits
The pay range for this position is $27.00 - $32.00/hr.
Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long-term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Oct 2, 2026.
About TEKsystems
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems And TEKsystems Global Services
We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communi

Work arrangement
Yes