SmartCoin - Senior Software Engineer - Java

About OLYV
From SmartCoin to OLYV : Nurturing Aspirations, Powering Inclusion.
OLYV is a next-generation fintech platform focused on enabling financial inclusion for self-employed micro-entrepreneurs, micro-merchants, and middle- and lower-income salaried individuals. Conceived in 2017 as SmartCoin, OLYV has evolved into a broader financial platform offering solutions across credit, digital gold savings, credit health, and other financial products. With a strong technology and data-driven foundation, we leverage AI and ML to build scalable financial solutions for millions of users across India.
About The Role
We are looking for a Senior Software Engineer - Java to join our engineering team and build scalable, reliable, and high-performance backend systems.
The ideal candidate will have strong hands-on expertise in Java, backend architecture, APIs, relational databases, performance optimization, and distributed systems. You will independently own technical components, contribute to architecture and design decisions, and work closely with engineering and product teams to deliver high-quality solutions.
Key Responsibilities
Follow Agile methodologies and SDLC best practices, including coding standards, code reviews, source control management, and build processes.
Independently design and develop Factories, APIs, and interfaces using Java.
Build clean, maintainable, scalable, and production-ready backend services.
Work extensively with ORM frameworks/tools such as Hibernate or Ebean.
Design and optimize applications using MySQL/PostgreSQL, with a strong understanding of transactions, indexing, and query optimization.
Identify and resolve performance bottlenecks through performance optimization, concurrency, and multithreading.
Design solutions with scalability, reliability, maintainability, and operational efficiency in mind.
Drive test coverage, code quality, and continuous delivery automation within the team.
Contribute to the development of highly available and scalable distributed systems.
Collaborate with product managers, engineers, and other stakeholders to understand requirements and translate them into robust technical solutions.
Participate in technical design discussions, code reviews, and architecture decisions.
Mentor junior engineers and contribute to engineering best practices across the team.
Technical Skills
Must Have :
Strong hands-on experience with Java.
Strong understanding of Object-Oriented Programming and software design principles.
Experience independently designing and developing APIs, interfaces, and reusable components.
Strong experience with Hibernate/Ebean or similar ORM tools.
Good understanding of MySQL/PostgreSQL and relational database concepts.
Strong understanding of transactions, indexing, and query optimization.
Experience with performance optimization and multithreading.
Good understanding of SDLC and Agile methodologies.
Experience with code reviews, source control, build processes, and coding standards.
Strong focus on automated testing and code quality.
Good To Have
Experience with Kafka.
Experience with BigQuery.
Experience with Elasticsearch.
Experience building highly available and scalable distributed systems.
Experience with CI/CD and continuous delivery automation.
Experience working in FinTech, Banking, Payments, or other high-scale consumer-facing products.
Preferred Qualifications
5-8 years of professional software development experience.
Bachelor's/Master's degree in Computer Science, Mathematics, or a related technical field from a reputed institution.
Strong problem-solving and analytical skills.
Strong communication and collaboration skills.
Ability to independently own technical problems and drive solutions from design to production.
Strong mentoring and leadership skills with the ability to guide junior engineers.
Comfortable working in a fast-paced, product-driven environment.
What We're Looking For
We are looking for an engineer who :
Thinks beyond writing code and understands system scalability and business impact.
Can independently take ownership of a problem from design - development - testing - deployment.
Has strong fundamentals in Java, databases, APIs, and distributed systems.
Is passionate about building reliable, high-performance systems.
Takes ownership of engineering quality and continuously looks for ways to improve systems and processes.
Can mentor and collaborate effectively with other engineers.
Why Join OLYV?
Work on large-scale FinTech products impacting millions of users.
Solve challenging problems around credit, payments, financial inclusion, and technology.
Work with modern technologies across Java, microservices, cloud, distributed systems, data, and AI/ML.
Opportunity to take strong ownership and work closely with experienced product and engineering teams.
Be part of OLYV's journey of building the next generation of inclusive financial products.
Education
Bachelor's/Master's degree in Computer Science, Mathematics, Engineering, or a related technical discipline.
(ref:hirist.tech)

Work arrangement
No