Senior Risk Analyst

About Cashera
Cashera is a fast-growing fintech and lending company that provides funding solutions to businesses across multiple industries in the United States and the UK. Cashera combines technology, data-driven decision-making, and industry expertise to deliver fast, flexible financing options that traditional lenders often cannot provide.
The Role
As a Senior Risk Analyst, you will help manage credit and fraud risk across the lending lifecycle. You'll work closely with Risk, Operations, Product, and Finance teams to make data-driven decisions and support portfolio growth.
Key Responsibilities
Build, validate, and monitor credit risk models for lending decisions and portfolio management.
Monitor delinquency, default, and loss trends.
Identify and investigate fraud risks and suspicious activity.
Develop risk reports, dashboards, and performance metrics.
Recommend improvements to credit policies, risk strategies.
Present findings and recommendations to senior leadership.
What You'll Bring
Education
Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Science, or a related quantitative field.
Experience
3+ years of experience in Credit Risk, Risk Analytics, Lending, Fintech, or Financial Services.
Hands-on experience developing and managing credit risk models is required.
Experience with small business lending, MCA, or alternative lending is a strong plus.
Technical Skills
Strong SQL and Excel skills.
Experience with Python for data analysis and modeling.
Experience with Power BI, Tableau, or similar visualization tools.
Familiarity with Snowflake, Databricks, or similar data platforms.
Communication
Strong analytical and problem-solving skills.
Ability to explain complex risk findings to technical and non-technical audiences.
Comfortable presenting risk insights and recommendations to senior management.

Work arrangement
Yes