Sr. Product Manager - Credit, Compliance & Fraud

Overview
NCC is building the next generation of credit, compliance, and fraud capabilities for automotive retail and is seeking an innovative product manager to lead our effort. This role sits at the center of that transformation.
You’ll own and drive key initiatives across:
Strategic credit bureau relationships
New product innovation
AI-driven insights and decisioning
Expansion of NCC’s platform and offerings
This is a hands-on, senior-level role for a true builder-operator — someone who takes ownership end-to-end, engages directly and frequently with dealers (including on-site at the dealership), translates insights into clear requirements, and drives measurable impact across revenue, product innovation, and competitive positioning.
What You’ll Own
Ownership of NCC’s credit, compliance, and fraud product roadmap
Identify, validate, and launch new offerings that create meaningful differentiation and dealer value
Own bureau relationships and position strategic foundation for innovation and differentiation
Maintain a continuous view of the market, competitive landscape, and emerging offerings to inform strategy and strengthen positioning
Drive the transition from raw data to intelligence-driven products and insights
What You’ll Do
Develop and maintain a clear, forward-looking product roadmap aligned to business goals
Identify new product opportunities through customer discovery, market analysis, and data insights
Maintain a strong, ongoing view of the competitive landscape, market trends, and emerging offerings to inform product positioning and strategy
Meet with dealers regularly, including on-site at dealerships, to understand their workflows, uncover pain points, and validate concepts before scaling
Lead the end-to-end product lifecycle: ideation → validation → build → launch → iteration
Use AI throughout the product process, from discovery and analysis to prototyping, and identify where AI can unlock new value for dealers and lenders
Partner with product and engineering teams to build scalable, high-impact data products
Collaborate closely with the Complete Credit SaaS Product Manager, engineering, and go-to-market teams to identify, shape, and bring new opportunities to market
Work closely with sales to ensure strong product-market fit and commercialization
Define and drive pricing, packaging, and monetization strategies for new offerings
Continuously evaluate performance and refine the roadmap based on adoption, usage, and revenue impact
What Success Looks Like
Clear, well-defined product roadmap that is actively driving business growth
Strong customer validation loops informing product direction
Launch of multiple new products with measurable market adoption
Increased revenue contribution from new credit, compliance and fraud offerings
Demonstrated shift toward differentiated value creation across NCC’s platform
Increased dealer engagement and reliance on NCC’s solutions
What We’re Looking For
6–10+ years in product management of credit, compliance, fraud, or related data products
Experience building or managing decisioning platforms, risk-driven solutions, or similar products
Experience working with consumer credit, fraud, identity, or risk-related data sets
Automotive retail experience, ideally working directly with or inside dealerships, with a solid understanding of day-to-day dealer operations
Understanding of the lender environment and how credit shapes a dealer's operations, from desking and F&I to lender approvals and funding
Familiarity with third-party and proprietary data sources and how to translate them into product value
Proven ability to take products from concept → validation → launch → scale
Strong commercial instincts—understands how products drive revenue, adoption, and differentiation
Ability to work cross-functionally with product, engineering, and go-to-market teams
Comfortable operating in a fast-moving, build-oriented environment
Willing to travel regularly to meet with dealers on-site
Hands-on AI experience: uses AI tools in your own day-to-day work, has built or shipped products with AI capabilities, and has a clear point of view on where AI creates new product opportunities
Why This Role
You’re not managing a backlog—you’re building a credit, compliance, and fraud business
Direct impact on new product creation, revenue growth, and strategic differentiation
Opportunity to define how data and AI are transformed into real-world dealer value
High visibility across leadership with true ownership of a critical growth area
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