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Conducting Microfinance business by Identifying business potential locations, driving business numbers and maintaining quality portfolio of the region. This is with in-depth research and taking input from primary and secondary sources, engaging with microfinance institutions in the vicinity while acting as representative of TCFSL at all times.
"• Leading a sales team of Area Sales Managers, Branch Managers and Loan Officers to drive business numbers and achieve targets.
• Pursuing additional business through partnership and maintaining relationships with partners in his region.
• Constantly engaging with staff, customers, partners and peers to drive business growth
• Formulate new products that possess potential within the region.
• Suggest improvements in existing products to ease processes and drive business growth.
• Provide districts and pincodes with business potential to expand branch network and improve market share.
• Ensure business growth and diversity of products in the region as per business plan
• Maintaining highest portfolio quality and collection efficiency.
• Implementing innovative strategies to achieve business numbers, avoid risky locations and driving collections especially from delinquent, overdue, non starter and fraudulent customers.
• Handing all queries pertaining to branches in his region
• Serving as a mentor to Loan Officer and Branch Managers to motivate and guide them at all times and being a strong support to drive business to Area Sales Managers.
• Assisting in hiring, recruitment, training and motivation of field staff
• Disseminating information received from Field to Central Office and vice versa
• Ensuring staff skill development through meetings and continuous monitoring of various clusters on regular basis by identifying training needs as per the market trends and new business opportunities
• Responsible for handling all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR etc. related issues in the region.
• Implementing best business practices and developing company strategies and programs while ensuring strict compliance and integrity
• Adherence to all products, process and policies of the company."
Qualification : Post Graduate/ Graduate in any discipline
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