Principal Associate, Risk Management (US Card)

Principal Associate, Risk Management (US Card)
Principal Risk Associates at Capital One are highly motivated Risk Management professionals with excellent analytical, organizational, and communication skills. These skills allow Principal Risk Associates to gain insights and act as change agents to influence their business partners. As Capital One evolves to meet the ever-changing technology landscape, so do our Risk Associates. A successful Principal Risk Associate operates from a foundation of knowledge about the Line of Business with whom they are working, laws/regulations, and good Risk Management practices. They are forward-thinking, quick to adapt, and technologically adept.
The Principal Risk Associate will have a high level of exposure across the Card business and the opportunity to create and implement innovative solutions to appropriately manage risks within the business.
Responsibilities:
Lead change control efforts at the process level to ensure impacts are appropriately assessed, documented, and implemented
Facilitate the risk assessment process associated with new/changing intent for multiple Card business areas
Provide risk consulting to one or more business areas relative to their business lines, providing advice and guidance as required
Develop management reporting based on risk assessments
Develop and leverage key relationships with stakeholders that enable collaboration across the enterprise
Ensure process frameworks are delivered within established enterprise standards
Coordinate various process interactions, including meeting logistics, and facilitate collaborative meetings with 1st and 2nd line process participants
Partner with data analysts to iterate and improve upon risk monitoring and reporting
Synthesize data and perform analysis to bring valuable business insights to the Card business
Design, implement, and/or influence internal governance processes
Monitor systems of record for accuracy, quality, and consistency
Provide training to stakeholders as needed
Connect the strategic and operational priorities to the changing risk environment, partnering with risk advisors and the business to understand impacts
Partner with a wide range of internal customers across all levels
Demonstrate intellectual curiosity to question the obvious, explore options, and seek to develop and implement efficiencies and process improvements
Self-manage, prioritize work, and consistently deliver results
Demonstrate strong organizational agility to adapt to changing demands and divergent priorities
Here's what we're looking for in an ideal teammate:
An independent and critical thinker who seeks to understand the business, its processes, risks, and control environment
Able to create energy and foster an environment of trust, collaboration, and belonging
Focused relentlessly on quality and timeliness
Adaptable to change, eager to embrace bold ideas, and intellectually curious
Eager to ask questions, test assumptions, and challenge conventional thinking
A builder of influential relationships based upon shared risk objectives
Committed to doing the right thing and leading by example
Basic Qualifications:
Bachelor's Degree or military experience
At least 2 years of financial services or risk management experience
At least 2 years of project or process management experience
At least 2 years of experience supporting, partnering, and interacting with internal business clients
Preferred Qualifications:
1+ years of experience facilitating and conducting Risk Assessments
1+ years of experience developing presentations for senior stakeholders
3+ years of financial services or risk management experience
3+ years of project or process management experience leading cross-functional projects and programs in Risk
3+ years of experience supporting, partnering, and interacting with internal business clients
Professional certifications within risk management, project management, or assurance (e.g., PMP, Master Certificate of Project Management, Certified Risk Management Professional, or Certified Internal Auditor).
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Risk Specialist
Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicab