Senior Analyst, Data Analytics - Rewards Integrity

The Rewards Integrity Team within Membership Rewards is a part of Proprietary Products, Rewards and Benefits (PPRB) in the US Consumer Card organization. This team is responsible for detecting, mitigating, and recovering losses associated with rewards leakage and benefits abuse.
Required Skills/Qualifications:
2+ years of experience in risk management, analytics, or a related function
Experience with writing SQL queries, including working within Lumi (or similar data platforms)
Strong analytical and problem-solving skills with the ability to interpret large datasets and translate findings into actionable insights
Demonstrated ability to produce audit-ready documentation and operate within established governance and control frameworks
Experience collaborating with cross-functional stakeholders across multiple business units
Demonstrated ability to work independently in ambiguous environments, prioritize effectively, and drive measurable results
Ability to deep dive into product constructs, processes, and data flows to identify risks, inefficiencies, and potential leakage
Strong communication skills, with the ability to clearly present insights and recommendations to both technical and non-technical audiences
Preferred Qualifications:
Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field
Experience in financial services, payments, or risk-focused environments
Familiarity with large-scale data environments
Advanced proficiency in SQL, Python, R, or similar languages, with demonstrated experience developing, reviewing, validating, and troubleshooting complex code and analytical solutions within Lumi or comparable data platforms
Familiarity with risk frameworks, controls, and governance processes
Experience identifying and quantifying financial or operational leakage and implementing mitigation strategies
Demonstrated ability to influence stakeholders and drive cross-functional initiatives from insight to execution
Continuous improvement mindset with experience optimizing processes or building scalable analytical solutions
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
The incumbent will collaborate with a team responsible for managing the end-to-end Rewards Integrity strategy, leveraging advanced analytics, robust controls, and cross-functional partnership to identify and mitigate financial and operational risk.
Analyze complex datasets to identify trends, risks, and potential leakage, translating insights into actionable strategies
Maintain audit-ready documentation and uphold governance and control standards
Perform and support hands-on operational execution, including manual processes, performance monitoring, and delivery of measurable results
Conduct deep dives into product constructs, processes, and data flows to identify risks, control gaps, leakage, and optimization opportunities
Partner cross-functionally to align on strategic objectives, validate insights, and drive coordinated execution