Mortgage Lock Desk Analyst

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together!
What we’re looking for:
AmeriSave is currently seeking a Lock Desk Analyst to join our winning team.
This is a remote opportunity to work from home.
What You’ll Do:
Process new locks requests, extensions, relocks, lock changes, and lock cancellations with investors
Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
Aid production support staff in identifying and solving various locking and pricing issues
Notify leaders of pricing and other issues to maintain accuracy of internal pricing engine and to improve system processes and performance
What You’ll Need:
2+ years of Lock Desk or pricing experience
OR 3+ years of general Mortgage experience with 1+ year of lock desk specific experience
Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs
Experience locking best effort loans with investors. Knowledge of products: Jumbo, CES, Helocs, NonQm a plus
Able to work efficiently while maintaining professionalism across departments and external vendors
Strong critical thinking and math skills. Ability and desire to learn and grow
Microsoft Office applications experience required. SQL knowledge is a plus
Detail oriented with ability to work in high-volume, fast-paced environment
Hours of operation Monday to Friday 10a – 6p EST, 1 hour lunch and breaks
High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).
**Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. **
Compensation:
The hourly rate for this position ranges from $25 - $34 per hour depending on experience.
Benefits:
· 401(k)
· Dental insurance
· Disability insurance
· Employee discounts
· Health insurance
· Life insurance
· Paid time off
· 12 paid holidays per year
· Paid training
· Referral program
· Vision insurance