Deputy Manager - Debt Management Services - Mortgages

Location Name: Arrah
Job Purpose
Managing the collections in a particular area and monitoring the collection of the amount due to the organization, while ensuring that cases are handled appropriately according to the company guidelines and complying with regulators norms.
Duties And Responsibilities
Allocation Planning: Planning allocation of portfolios to RO’s and Agencies Based on:
Performance: Previous months track record
Data Analysis and Insights
Geographical dimensions
Capacity
Location
Vendor Management: Activities including researching and sourcing vendors, obtaining quotes, analyzing capabilities, turnaround times, negotiating contracts and managing relationships. Role would include:
Capacity Check based on portfolio trends
Availability checks: Checking if the agencies cater to the particular location
Performance checks: based on data collected on agencies past performance and their record history
Check’s on Off Role
Processes:
Vendor Bill tracking and confirmation
Performing adequate compliance checks based on company policies and legal requirements
System allocation and admin services facilitation by connecting with the requisite teams
Performance:
DRR of Area/Location
Track vendor wise performance and provide due support
Visit critical cases on field
Key Decisions / Dimensions
Management of high value cases
Agency assessment and influencing for support in achieving targets
Major Challenges
Portfolio Management – closing cases at Bucket X
Managing difficult locations with scarcity of relevant talent
Need to involve dealers to achieve collection target achievement
Required Qualifications And Experience
Qualifications
Graduate in any discipline
Work Experience
Post qualification – 3 to 5 years
Vendor management – complete cycle
Team management

Work arrangement
No