Mortgage Loan Originator – Private Lending / DSCR / Fix & Flip

Capital Markets Analyst
Location: Dallas or Tampa, FL 33609
Work Type: Remote Only
Experience Required: 3 Years
Note: Tampa or Dallas-based candidates preferred, though remote candidates will also be considered.
Who We're Looking For
Seeking an experienced Capital Markets professional with direct BPL experience and a strong understanding of DSCR and investor-purpose lending, institutional capital relationships, pricing, investor guidelines, loan execution, and secondary-market strategy.
Qualifications
Bachelor’s degree in Finance, Business, or related analytical field.
2–5+ years in capital markets, private lending, warehouse lending, structured finance, or mortgage banking; DSCR or residential transition lending experience preferred.
Solid understanding of DSCR underwriting fundamentals, collateral, credit, and risk pricing.
Experience with secondary market loan sale execution and investor relationship management.
Strong analytical skills.
Excellent written and verbal communication skills.
Responsibilities
Prescreen DSCR loans and provide pricing decisions aligned with Company strategy and investor guidelines.
Own end-to-end DSCR loan sale process with investors from commitment through delivery; negotiate and manage sale agreements.
Sustain investor relationships and gather market feedback to inform pricing, guidelines, and product direction.
Partner with cross-functional teams to develop and refine DSCR pricing frameworks and program scalability.
Monitor pipeline metrics, fallout, and risk indicators; report to leadership.
Job Insights
Role Overview
Seeking a Capital Markets Analyst or Senior-level professional with experience in business-purpose lending.
Key lending experience should include:
DSCR
Fix & Flip
Ground-Up Construction
Bridge Lending
RTL (Residential Transition Loans)
Responsibilities include loan locking and investor relationship management.
Senior candidates should ideally bring an established investor network.
New hire will work under the project lead and provide dedicated support.
Ideal Candidate
Strong business-purpose lending background.
Comfortable analyzing loan structures, DSCR, and collateral.
Existing investor relationships are highly valuable for senior candidates.
Ability to manage the loan-locking process and maintain investor relationships.

Work arrangement
Yes