Principal Consultant - Payments SME

Principal Consultant – Payments SME
Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent
Drive transformation across high-value payment systems in a fast-evolving global landscape
The Role
We are seeking a Principal Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.
What You’ll Do
Lead business analysis activities across high-value payments and transformation initiatives
Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams
Gather, document, and translate business and technical requirements into actionable deliverables
Support transformation programs across payment systems including cross-border transactions
Collaborate with stakeholders to ensure alignment across business, technology, and operations
What We’re Looking For
Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments
knowledge of high-value payment systems and transaction flows
Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)
Experience delivering within agile environments and facilitating Scrum practices
Ability to engage stakeholders and communicate requirements clearly across teams
Experience building and managing strong client relationships to understand needs and deliver effective solutions.
Bonus Points For
Experience in payments transformation or modernization programs
Exposure to cross-border payments and regulatory considerations
Familiarity with financial messaging standards and payment processing systems
Experience working with Tier 1 financial institutions
Certification in Agile, Scrum, or Business Analysis disciplines
Why Join Capco
Deliver high-impact technology solutions for Tier 1 financial institutions
Work in a collaborative, flat, and entrepreneurial consulting culture
Access continuous learning, training, and industry certifications
Be part of a team shaping the future of digital financial services
Help shape the future of digital transformation across FS & Energy.
We offer a competitive, people-first benefits package designed to support every aspect of your life:
Medical, Dental, Vision coverage
401(k) with employer match
Paid parental leave and dependent care support
Tuition reimbursement and wellness programs
Commuter benefits and employee discount platform
Inclusion at Capco
We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.
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US Pay Range
$143,000—$183,000 USD