Credit Analyst

Company Description The organization operates within the banking sector, focusing on delivering reliable financial services and credit solutions to a diverse customer base. It is committed to maintaining strong risk management standards while supporting sustainable business growth. Team members are encouraged to apply analytical thinking and customer-focused approaches to improve credit processes and decision-making. The work environment values integrity, collaboration, and continuous professional development, offering opportunities to grow within the broader financial services industry.
Role Description This is a full-time, on-site Credit Analyst role based in Dehradun. The Credit Analyst will review and assess the creditworthiness of individuals and businesses by analyzing financial statements, credit histories, and market conditions. Responsibilities include preparing credit reports, recommending credit limits and terms, monitoring existing credit exposures, and supporting risk mitigation strategies. The role involves close collaboration with relationship managers and other internal stakeholders to ensure accurate, timely credit decisions. The Credit Analyst will also help refine credit policies, maintain documentation, and comply with regulatory and internal governance requirements.
Qualifications
Candidates should possess strong Credit and Credit Management skills for evaluating applications and managing exposure.
Candidates should possess robust Analytical Skills for interpreting financial data, identifying trends, and assessing risk.
Candidates should possess effective Communication skills to present findings clearly and collaborate with internal and external stakeholders.
Candidates should possess solid Finance knowledge to understand banking products, financial statements, and market dynamics.
Relevant academic background in Finance, Accounting, Economics, Business, or a related field.
Proficiency in spreadsheets and financial analysis tools, with attention to detail and accuracy.
Understanding of banking regulations, risk management practices, and credit policies is beneficial.
Ability to work ethically, handle confidential information, and meet deadlines in a structured environment.

Work arrangement
No