Commercial Underwriter

Company Description Insure Connect Services (ICS) is an outsourced talent partner that builds dedicated teams of insurance professionals in South Africa for brokers, insurers, and underwriting managers. ICS embeds team members directly into clients’ operations, working in their systems, to their SLAs, and interacting with their clients as an integrated part of the team. The company supports broking, claims, underwriting support, portfolio management, and a wide range of business functions including finance, HR, marketing, sales, and call center roles. ICS enables clients to fill vacancies quickly, increase capacity, and achieve disciplined underwriting at lower cost, while maintaining the personal service their clients expect. Applicants join a business that understands AU and UK regulation and due diligence, and helps insurance organizations strengthen their books and expand product lines.
Role Description The Commercial Underwriter is a full-time remote role responsible for assessing, pricing, and managing commercial insurance risks for clients. Day-to-day activities include reviewing new and renewal submissions, analyzing risk information, evaluating coverage needs, and preparing quotes and policy terms in line with underwriting guidelines. The role involves working closely with brokers and internal stakeholders, handling endorsements and adjustments, and ensuring decisions align with regulatory and compliance requirements. The Commercial Underwriter will maintain accurate documentation, support portfolio management, contribute to underwriting strategy, and help improve turnaround times and profitability across assigned accounts.
Qualifications
Strong analytical skills to assess risk profiles, interpret financial and operational data, and make sound underwriting decisions.
Expertise in underwriting commercial insurance products, including policy wording, coverage structures, and risk appetite application.
Knowledge of insurance principles and practices, including broking processes, claims impacts, and regulatory considerations.
Understanding of finance and loans as they relate to commercial risk evaluation, client creditworthiness, and portfolio performance.
Experience in commercial lines underwriting, preferably within AU or UK markets or similar regulatory environments.
Proficiency with insurance and underwriting systems, and strong attention to detail in documentation and compliance.
Effective written and verbal communication skills, with the ability to collaborate with brokers, clients, and internal teams remotely.
Ability to work independently, manage competing priorities, and meet service-level agreements in a fast-paced environment.
Relevant professional qualification or degree in insurance, finance, business, or a related field is preferred.

Work arrangement
Yes