P&C Underwriter - Risk Specialist

About The Job
Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.
Position: Multiline P&C Underwriter
Type: Contract
Compensation: $80/hour
Location: Remote
Commitment: 20–40 hours/week
Role Responsibilities
Design realistic underwriting scenarios involving new business, renewals, exposure analysis, and risk-improvement requirements.
Create underwriting assessments, quote rationales, and declination explanations to support model training.
Write "golden" reference responses at experienced underwriter quality to guide AI model outputs.
Grade AI-generated responses against structured rubrics for technical accuracy and adherence to guidelines.
Identify unsupported assumptions and inappropriate acceptance or declination decisions in AI outputs.
Provide written feedback to the research team to improve model behavior and performance.
Qualifications
Must-Have
2+ years of professional P&C underwriting experience.
Experience underwriting major segments like personal lines, commercial property, or professional liability.
Understanding of the underwriting lifecycle from submission to nonrenewal.
Ability to explain how account characteristics and market conditions affect underwriting decisions.
Strong written reasoning, sound risk judgment, and high attention to detail.
Ability to separate underwriting decisions from claims handling and brokerage advice.
Preferred
CPCU, AU, ARM, or comparable insurance designation.
Multiline underwriting authority.
Experience with E&S, MGA/MGU, Lloyd's, or program-business.
Catastrophe-exposed property or high-severity casualty experience.
Experience with small commercial, middle-market, national-account, or high-net-worth segments.
Start Date
Immediate; applications reviewed on a rolling basis.
Compensation & Legal
Hourly contractor, Paid weekly via Stripe Connect.
Application Process (Takes 20–30 mins to complete)
Upload resume
AI interview based on your resume
Submit form
Resources & Support
For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
For any help or support, reach out to: support@mercor.com
PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.

Work arrangement
Yes