Relationship Manager BBWC

Company Description HDFC Bank is India’s largest private sector bank, serving over 92 million customers with a wide range of financial products and services. With thousands of branches and ATMs across cities and towns, the bank provides convenient access to individuals and businesses nationwide. Since beginning operations in 1995, HDFC Bank has focused on product leadership, customer centricity, and operational excellence, becoming a leading player across retail, corporate, and SME banking. Following its merger with HDFC Ltd in 2023, the bank now offers integrated housing finance and banking solutions, strengthening its presence in both urban and rural markets. Through its CSR initiative, Parivartan, HDFC Bank also supports education, healthcare, skills development, and sustainable livelihoods, reflecting a strong commitment to social impact and responsible banking.
Role Description The Relationship Manager BBWC is a full-time, on-site role based in Sirsa, responsible for managing and growing business banking relationships with commercial and corporate clients. Day-to-day tasks include acquiring new business customers, deepening relationships with existing clients, and promoting banking products such as loans, trade finance and transaction services. The role involves conducting regular client meetings, understanding business needs, and recommending appropriate financial solutions while ensuring high service standards and timely resolution of client requests. The Relationship Manager will collaborate with internal teams to support credit appraisal, documentation, and compliance, ensuring all regulatory and internal policies are followed. The role also includes tracking portfolio performance, monitoring risk, and contributing to business targets through disciplined follow-ups, cross-selling, and relationship-building activities.
Qualifications
Strong relationship management and client servicing abilities, with a proven track record in handling business or corporate banking customers.
Sound knowledge of banking products and services for businesses, including working capital finance, term loans, trade services, cash management, and digital banking platforms.
Analytical and financial assessment skills to understand business models, interpret financial statements, and support credit evaluation and risk monitoring.
Effective communication, negotiation, and presentation skills to engage with business owners, senior stakeholders, and internal teams.
Goal-oriented mindset with ability to meet sales, portfolio quality, and revenue targets through structured planning and disciplined execution.
Strong organizational and time management skills, with attention to detail in documentation, compliance, and process adherence.
Bachelor’s degree in finance, business, economics, or a related field; a postgraduate qualification or relevant professional certifications in banking or finance is an advantage.
Prior experience in business banking, SME lending, or corporate relationship management at a bank or financial institution is highly preferred.

Work arrangement
No