Lead Analyst

Network & ATM Settlement Operations Team within GMNS product, is primarily responsible for enabling funds between American Express (AXP) and GNS Partners or ATM Service Providers, managing the related contractual fees, and resolving ATM billing discrepancies or Disputes.
The role is responsible for supporting the effective and controlled execution of end-to-end ATM and Single Message settlement processes, ensuring timely and accurate financial processing, reconciliation and exception management. The role will drive operational excellence and process improvements while maintaining a strong risk and control environment, including PCI DSS, SOX, RCSA, audit and BCP requirements. The individual will collaborate with key stakeholders to enhance service quality, improve TAT, strengthen controls and identify automation opportunities across the settlement lifecycle..
Required to collaborate with the ATM Settlement Operations team based in UK to ensure a seamless One Team – Two location strategy.
Full time B. Com / Or Specialization in Commerce stream
Advanced analytical skills, well organized, able to understand and communicate complex requirements and develop control recommendations.
Working knowledge of ATM products, Operations, Services, and platform like Sales Force, MicroStrategy, NDM, GDM would be an added advantage.
Get up to speed quickly and gain a good understanding of NAS Business and broad knowledge of ATM Operations.
Strong analytical skill with the ability to identify the root cause of problems and have ability to exercise sounds judgment in support of team responsibilities.
Proficient communicator with constructive written and verbal communication with a high level of customer focus.
Good Teamwork ethic and Drive Results though Collaboration
Accuracy levels at a high standard
Computer literate (MS Word, Excel)
Ability to recognize opportunities for process improvements and proactively drive change forward.
Flexible and engaging team member with the ability to adapt to a constantly changing environment.
Academic Background:
Graduates with 2-4 years of relevant work experience in Accounting, Operations Management, Risk and Compliance domain are welcome to apply for the role.
Functional Skills/Capabilities:
Finance
Operations
Accounting
Analytics
Communication
Problem Solving
Knowledge of Platforms:
Salesforce
GDM/NDM
Power BI/Power Query
Share point
LUMI
Behavioral Skills/Capabilities:
Enterprise Leadership Behaviors
Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
Bring Others With You: Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential
Do It The Right Way: Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage
In-depth knowledge of ATM and Single Message settlement processes, including billing errors, disputes, adjustments, accounting entries, reconciliations and exception handling, with a focus on process improvement, service quality and TAT
Demonstrate strong decision-making, communication and stakeholder-management skills, with the ability to collaborate effectively across diverse teams, work under pressure, meet deadlines and adapt to changing business requirements
Support PCI DSS compliance initiatives through process reviews, risk assessments, control validation, SOP updates, partner engagement, testing/UAT coordination, and implementation of data protection requirements to safeguard cardholder information across operational workflows
Experience with ACE automation or similar automation tools used to drive process efficiencies would be an added advantage
Maintain a robust control and compliance environment for ATM Settlements, ensuring adherence to applicable policies and control requirements
Support SOX and RCSA testing, along with internal and external audits including IAG, RBI, PwC, SOC1, SOC2 and market-specific/ad-hoc reviews
Support BCP planning, testing and exercises in accordance with the GMNS product critical BCP plan

Work arrangement
Hybrid