Analyst, UK Chief Risk Officer, Risk Reporting

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.
The UK CRO function is part of the Int’l CRO team, within Global Risk and Compliance (GRC). It is responsible for identifying and overseeing risk across all processes.
How will you make an impact in this role?
The Analyst, Risk Reporting, within the GRC organization, is responsible for supporting the establishment of the second line of defense governance structure and risk reporting for the UK. We are seeking an experienced risk professional to be a part of this exciting journey. The incumbent will design, implement, oversee and keep updated the risk governance structure, risk framework and risk policy library for our UK businesses.
Minimum Qualifications:
Experience in interacting with regulators and familiarity with UK’s regulatory landscape and requirements;
Demonstrated ability to successfully manage multiple priorities under pressure;
Fluency in English (verbal and written);
Degree in business, economics, engineering, or a related field; professional certifications are valued;
Attention to detail and written communication skills
Experience on administering/supporting ownership of policies is desired
Leadership / People Skills:
Excellent relationship and influencing skills with the ability to build productive relationships across teams and levels of seniority; including senior leaders and stakeholders;
Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
Ability to communicate oversight findings to colleagues, business partners, and senior leaders;
Strong verbal and written communication skills.
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
Key Responsibilities:
Oversee and report on risk assessment activities ensuring outputs are accurate, timely, and aligned with regulatory expectations and internal risk frameworks.
Identify and monitor areas of elevated risk through data analysis, risk indicators, quality assurance reviews, providing timely risk insights to management and governance forums.
Proactively helps identify areas of high-risk for intervention, including conducting independent quality assurance.
Embed effective risk management practices, ensuring they are integrated into day-to-day activities and decision-making.
Review risk dashboards and key risk indicators (KRIs) to identify emerging trends and potential risk exposures, enabling timely escalation and appropriate management action.
Facilitate the sharing of insights, best practices, and emerging themes across the enterprise to promote knowledge sharing and organizational learning.
Prepare and present risk reporting for senior management and governance committees, highlighting key risk themes, control effectiveness, emerging issues and recommended management actions.
3-5 years of experience in risk management, compliance, treasury, controllership, or a similar role;
Strong analytical skills and business acumen with a risk-reward control perspective; and the ability to balance commercial objectives with sound risk management;
Strong understanding of UK market regulatory requirements and the payments industry;

Work arrangement
Hybrid