VP, Credit Portfolio Risk Assessment & Monitoring (CPRAM), Risk Management Group

Business Function:
Risk Management Group (RMG) works closely with our business partners to manage the Bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile.
Job Purpose:
As the Bank continues to grow strategically across the region against a backdrop of global uncertainty and volatility, we are exposed to new and emerging risks that may have significant impact on our credit portfolio quality. This role focuses on:
Appreciating macro and industry trends for proactive portfolio monitoring and review
Collaborating with relevant stakeholders for appropriate assessment and actions to manage risk events and their corresponding impact promptly and effectively
Building and enhancing risk assessment and monitoring tools
Reporting of credit portfolio risk concerns at risk committees
Responsibilities:
Proactively assess and monitor risks that will impact credit portfolio quality
Work with senior management to lead and execute credit portfolio reviews on countries/industries/segments
Contribute and/or prepare risk committee decks for credit portfolio updates to facilitate board and senior management oversight
Engage and work collaboratively with Credit Risk Managers and Relationship Managers across various locations and business units
Participate in credit portfolio review process improvement initiatives
Contribute in projects to enhance risk monitoring processes
Support data requirements and analysis for portfolio reviews and information for Investor Relations, Rating Agencies and MAS
Support ad-hoc research requirements (e.g. country/industry)
Be part of a transformational credit risk portfolio team leveraging on new technology and tools
Requirements:
At least a bachelor’s degree in Business, Finance, Accounting, Economics or a related field
At least 10 years of financial services experience including credit experience in corporate, commercial, or retail banking
Experience with credit products across multiple asset classes and within large banks
Good understanding of risk management and financial statement analysis
Strong command of Microsoft Office applications
Good analytical skills, with the ability to identify root causes and trends, and anticipate horizon issues
Detail-oriented with good data storytelling/presentation skills and the ability to communicate clearly and concisely to audiences of varying levels of seniority
Strong team player with good interpersonal skills, ability to build relationships and exert influence without direct authority
Motivated, self-driven with strong ability to multi-task and to take a hands-on approach
Location:
DBS Asia Central
Job:
Risk Management
Schedule:
Regular
Employee Status:
Full time