Auto - Underwriter III - Private Label

Join our dynamic team as an Auto Underwriter III, where you can work from the comfort of your home.
As an Underwriter III in Chase Auto Indirect Originations Underwriting, you will review policy and pricing exceptions, support daily underwriting operations, and make timely credit decisions that help us serve dealers and customers responsibly. You will work with us to structure decisions that balance strong returns with long-term relationship health, while meeting clear expectations for response time, throughput, and decision quality. You will contribute to targets for return on equity, volume, and conversion metrics by applying sound judgment and consistent risk discipline. You will also help us strengthen partnerships by initiating proactive outreach and providing prompt, accurate responses to internal and external inquiries. You will join a team that values collaboration, accountability, and continuous improvement in how we deliver decisions.
Job responsibilities:
Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations
Review policy and/or pricing exceptions and assist in daily operations
Structure decisions to maximize profit and enhance relationships
Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved
Meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics
Initiate sales calls via telephone, and where appropriate, prepare written follow-up
Provide prompt, accurate responses to all internal and external customer inquiries
Required qualifications, capabilities and skills:
5+ years of credit experience, with Auto Finance experience
Experience reviewing credit bureau reports
Highly skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
Comprehensive knowledge of indirect loan and lease programs, bank products, and services
PC literate with a good working knowledge of common application software
Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues.
Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks.
Superior analytical skills supported by excellent written and verbal communication skills.
Results-oriented with a high level of personal initiative and proven leadership ability
Demonstrated judgment and ability to act decisively
Preferred qualifications, capabilities and skills:
Sales experience preferred
Work Schedule Monday-Friday 9:00am-6:00pm with rotating Saturday's