Credit Review Officer – Vice President

Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process. You’ll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm’s risk culture.
As a Credit Review Officer – Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase’s Commercial & Investment Bank clients. You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management. Your work supports the firm’s commitment to prudent credit practices and regulatory excellence.
Job Responsibilities
Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper database
Develop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clients
Monitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankers
Participate in portfolio review and problem credit meetings, providing insights and recommendations
Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners
Partner with credit risk management to communicate potential risks or control concerns identified during reviews
Stay informed of regulatory developments and interpret their impact on WSCR portfolios
Collaborate with internal stakeholders to support ongoing credit management and policy adherence
Prepare concise, thorough written analyses subject to internal and external review
Required Qualifications, Capabilities, and Skills
Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision
Strong analytical and report writing skills
Effective verbal communication with peers, stakeholders, and bank examiners
Demonstrated planning, project leadership, and teamwork abilities
Proficiency in Microsoft Office applications
Bachelor’s degree or equivalent required
Preferred Qualifications, Capabilities, and Skills
Graduate degree in a relevant field
Experience with derivative and traditional loan products used by wholesale clients
Familiarity with regulatory agencies such as OCC, FRB, or RBI
Ability to interpret and apply regulatory developments to credit portfolios
Experience working with global client portfolios
Strong relationship management skills with internal and external stakeholders
Knowledge of credit risk metrics and exposure measurement