Expertise Product Owner (Hands on Payments - RTP, ACH, SWIFT, SEPA, Fedwire) || Pune

Calling all innovators – find your future at Fiserv.
We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Expertise Product Owner (Hands on Payments - RTP, ACH, SWIFT, SEPA, Fedwire) || Pune
Overview
As a Product Management within the EPP+ initiative, you will lead strategic analysis and product definition efforts for our unified payments platform. You will work across business and technology teams to shape modular, cloud-native payment capabilities that support global banking operations. This role demands deep domain expertise, leadership in stakeholder engagement, and the ability to drive product innovation aligned with business goals.
Key Responsibilities
Lead strategic analysis and definition of payment product capabilities across multiple payment clearings (e.g., Fedwire, RTR, SEPA, FedNow, SWIFT, etc.).
Own the end-to-end requirements lifecycle, from stakeholder engagement through to delivery and validation.
Collaborate with product managers, architects, and engineering teams to define scalable, secure, and compliant solutions.
Translate complex business needs into clear functional specifications, user stories, and acceptance criteria.
Facilitate workshops, demos, and client engagements to validate product direction and gather feedback.
Drive continuous improvement through data analysis, market research, and competitive intelligence.
Mentor junior analysts and contribute to best practices in product analysis and documentation.
Support Agile delivery teams with backlog grooming, sprint planning, and UAT coordination.
Ensure alignment with regulatory requirements and industry standards across payment services.
Key Skills and Experience
· Minimum 8 years of experience in product or business analysis within the payments or financial services industry.
· Expertise in payment flows, exception handling, and clearing systems (e.g., RTP, ACH, SWIFT, SEPA, Fedwire).
· Strong understanding of microservices architecture, APIs, and cloud-native platforms (e.g., OpenShift, MongoDB).
· Proficient in Agile methodologies and tools such as JIRA, GitHub, XMLmind.
· Demonstrated ability to lead cross-functional teams and manage complex stakeholder relationships.
Soft Skills
· Analytical mindset with attention to detail.
· Strong communication and stakeholder engagement skills.
· Collaborative and team-oriented approach.
· Adaptability in fast-paced environments.
· Problem-solving and decision-making capabilities.
· Ability to manage multiple priorities and drive initiatives independently.
Preferred Qualifications
· Experience in banking payment operations.
· Familiarity with cloud-native platforms (e.g., OpenShift, MongoDB).
· Exposure to event-driven architectures and data streaming.
· Willingness to travel to client sites across Europe and North America.
Thank you for considering employment with Fiserv. Please:
Apply using your legal name
Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
Our commitment to Diversity and Inclusion:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
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