Account Executive

Company Name: Kirana King Limited
Job Location: Durgapura, Jaipur, Rajasthan
Department: Accounts & Finance
Experience: 2–4 Years
Employment Type: Full-Time
About the Role
Kirana King Limited is looking for a detail-oriented and analytical Accounts Executive to manage customer credit assessments, determine appropriate credit limits, monitor outstanding receivables, and ensure timely collections. The candidate will be responsible for evaluating customers’ financial and payment history to recommend or decide credit limits in line with company policies, while minimizing credit risk and supporting business growth.
Key Responsibilities (KRAs)
Customer Credit Assessment: Evaluate customers’ creditworthiness based on payment history, purchase patterns, outstanding balances, business stability, and financial records.
Credit Limit Determination: Assess and establish appropriate credit limits for customers based on predefined company policies, risk parameters, and business requirements.
Credit Risk Management: Identify high-risk customers, overdue accounts, and potential bad debts; recommend corrective actions to minimize financial exposure.
Receivables Management: Monitor customer outstanding balances, ageing reports, credit utilization, and overdue payments.
Credit Control: Ensure customers do not exceed their approved credit limits or agreed credit periods without proper authorization.
Payment Follow-ups: Coordinate with customers and the sales team to ensure timely collection of outstanding payments.
Credit Limit Review: Periodically review existing customer credit limits based on transaction history, repayment behaviour, business growth, and risk exposure.
Sales Coordination: Work closely with the sales and business development teams to balance customer credit requirements with the company's financial policies.
Accounts Reconciliation: Maintain accurate customer ledgers and resolve discrepancies in invoices, payments, credit notes, and outstanding balances.
MIS & Reporting: Prepare regular reports on customer credit limits, outstanding receivables, overdue accounts, ageing analysis, and collection performance.
Documentation & Compliance: Maintain proper records of customer credit approvals, supporting documents, payment terms, and credit limit revisions.
Policy Implementation: Ensure compliance with internal credit control policies and approval procedures, escalating exceptions to the concerned authority.
Required Skills & Competencies
Strong knowledge of accounting principles, credit control, and receivables management.
Ability to assess customer creditworthiness and determine suitable credit limits.
Proficiency in MS Excel, including formulas, lookup functions, pivot tables, and ageing analysis.
Experience with accounting software or ERP systems.
Strong analytical, numerical, and problem-solving skills.
Good communication, negotiation, and follow-up skills.
High attention to detail and the ability to identify financial risks.
Ability to coordinate effectively with sales, operations, and finance teams.
Educational Qualifications & Experience
B.Com, M.Com, or MBA in Finance.
2–4 years of relevant experience in accounts, credit control, customer credit assessment, or receivables management.
Experience in FMCG, retail distribution, wholesale, or the general trade business will be preferred.
Prior experience handling customer credit limits, outstanding payments, and credit ageing reports will be an advantage.
Key Performance Indicators (KPIs)
Accuracy and appropriateness of customer credit limit assessments.
Reduction in overdue receivables and bad debts.
Improvement in collection efficiency and payment turnaround time.
Compliance with approved credit limits and credit periods.
Timely preparation of credit control MIS and ageing reports.
Reduction in instances of customers exceeding approved credit limits.
Ideal Candidate: A commercially aware finance professional who can make data-driven credit decisions, manage customer exposure, and support business growth while maintaining strong financial discipline.

Work arrangement
No