Lead SAP S/4HANA Credit Management Consultant

We are looking for a Lead SAP S/4HANA Credit Management Consultant to drive end-to-end Credit Management delivery across a global S/4HANA landscape. You will lead functional design, configuration, and rollout while partnering with stakeholders, architects, and delivery teams across O2C, Credit Risk, and Credit Scoring. Bring your expertise and apply now.
Responsibilities
Drive the functional design and delivery of SAP S/4HANA Credit Management / FSCM Credit Management
Own the Credit Management solution design and align it to the broader Order-to-Cash (O2C) architecture and business processes
Facilitate stakeholder workshops to capture credit policies, risk-management requirements, and market-specific needs
Translate business requirements into SAP functional designs, configuration activities, and implementation tasks
Configure and enhance Credit Management features including credit segments, credit profiles, credit limits, exposure, credit-risk classes, scoring, automatic credit checks, credit-block management, release processes, and Business Partner integration
Define and validate integration between Credit Management and Sales & Distribution, Finance, Business Partner, and related SAP/non-SAP systems
Assess current processes and recommend standard S/4HANA capabilities while limiting unnecessary customization
Prepare functional specifications for enhancements, interfaces, and developments in close collaboration with ABAP and integration teams
Support SIT, UAT, regression testing, cutover, go-live, and hypercare activities
Coordinate cross-team resolution of complex functional defects and integration issues
Contribute to the global template and manage localization needs for subsequent market rollouts
Provide functional leadership and guidance to other SAP consultants and market teams
Requirements
Proven 5+ years of hands-on experience with SAP S/4HANA Credit Management / FSCM Credit Management and Order-to-Cash business processes
Solid knowledge of integration points across Credit Management, SAP SD and FI, and Business Partner
Deep expertise in designing and configuring credit checks, credit limits, credit exposure, and credit-block/release processes
Demonstrated experience with S/4HANA implementations, migrations, and global template rollouts
Proven ability to lead functional workshops independently and engage senior business stakeholders
Strong analytical and troubleshooting skills with a track record of resolving complex cross-functional SAP issues
Hands-on experience producing functional specifications and collaborating with ABAP, integration, and architecture teams
End-to-end delivery experience across Design, Build, SIT, UAT, Cutover, Go-Live, and Hypercare
Strong English communication and stakeholder-management skills
Nice to have
Experience leading multi-country/global SAP rollouts
Background in retail or large international enterprise environments
Experience with complex integrations between S/4HANA Credit Management and external credit, finance, or risk-management solutions
Experience establishing reusable global templates while managing market-specific requirements
Previous experience acting as a Lead Consultant, Functional Lead, or Credit Management SME
We offer
International projects with top brands
Work with global teams of highly skilled, diverse peers
Healthcare benefits
Employee financial programs
Paid time off and sick leave
Upskilling, reskilling and certification courses
Unlimited access to the LinkedIn Learning library and 22,000+ courses
Global career opportunities
Volunteer and community involvement opportunities
EPAM Employee Groups
Award-winning culture recognized by Glassdoor, Newsweek and LinkedIn
EPAM is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, disability, protected veteran status, or any other characteristic protected by applicable law.

Work arrangement
Yes