Credit Rating Analyst

Job Title: Credit Rating Analyst
Location: Mumbai, India
Department: Rating
About the Company-
We are India's eighth SEBI-registered Credit Rating Agency committed to providing independent and
transparent credit ratings to the Indian financial markets. With a focus on analytical rigor and market insight, we cater to a diverse range of clients including large corporates, PSUs, NBFCs, and infrastructure entities. As we expand our footprint in the financial capital of India, we are looking for a high-impact leader to drive our growth in the Gurugram region.
Key Responsibilities-
Credit Analysis & Ratings
● Independently work on credit rating assignments across corporates, infrastructure, and financial services.
● Prepare and analyse financial statements, credit reports, and other financial information to assess creditworthiness.
● Perform in-depth cash flow assessment and risk analysis on companies/entities.
● Prepare and present rating rationales, committee notes, and press releases.
● Monitor the assigned portfolio of rated entities and ensure timely surveillance and action based on the latest developments.
● Support rating actions by conducting risk assessments, peer benchmarking, and scenario analysis.
● Assist in the development and improvement of credit scoring models, policies, and processes to enhance the efficiency and effectiveness of credit evaluations
● Gather and validate Financial and Non-financial data from various sources.
● Prepare and conduct ratio analysis under supervision.
● Draft analytical summaries, rating rationales, and internal reports.
● Participate in issuer meetings, due diligence calls, and rating committees as needed.
● Monitor news, financial statements, and market developments relevant to assigned accounts.
● Support the maintenance and updating of databases and analytical tools.
● Work closely with senior analysts to ensure timely and high-quality delivery of ratings and reports.
● Keep and file proper records, updates, emails and their backup from time to time.
Stakeholder Management
● Engage with senior management of issuers, promoters, bankers, and investors.
● Provide rationales for rating recommendations before internal rating committees.
● Communicate rating decisions and sector insights effectively to external stakeholders.
Research & Sector Insights
● Monitor industry developments, regulatory changes, and macroeconomic trends.
● Publish sector reports, outlooks, and thematic research notes.
Team Leadership & Development
● Review and guide the work of junior and associate analysts.
● Provide coaching, training, and knowledge sharing to strengthen team capabilities.
Governance & Compliance
● Ensure compliance with SEBI & RBI regulations for CRAs, internal policies, and ethical standards.
● Maintain integrity, independence, and transparency in rating opinions.
Candidate Profile
Experience & Qualifications
● MBA (Finance) or CA
● Minimum 3 years of experience in a Credit Rating Agency
Why Join Us?
● Impact: Opportunity to lead the business in India's most premium market.
● Growth: Be part of a growth-story with significant potential for professional advancement.
● Compensation: Attractive remuneration package commensurate with experience and market standards.
● Culture: A collaborative environment that values expertise, innovation, and results.

Work arrangement
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