Manager Credit - Digital - SME Finance - Credit - Mumbai - Goregaon E - JM

1 Digital Credit Assessment:
Utilize digital tools and technologies to assess creditworthiness of SME clients.
Implement data-driven credit scoring models for automated decision-making.
2 Credit Policy Adherence:
Ensure strict adherence to credit policies and procedures.
Evaluate credit applications against established criteria.
3 Efficient Credit Processing:
Streamline the credit approval process using digital solutions.
Minimize manual intervention and enhance efficiency.
4 Data Analysis:
Analyze financial data, credit reports, and other relevant information.
Identify key factors influencing credit decisions.
5 Risk Evaluation:
Assess credit risks associated with SME clients.
Determine appropriate credit limits and terms.
Communicate with SME clients to gather additional information and clarify details.
Provide feedback on credit decisions to clients when necessary.
6 Documentation and Records:
Maintain comprehensive records of credit assessments and decisions.
Ensure documentation is complete and accurate.
7 Compliance and Regulations:
Ensure compliance with regulatory requirements in digital credit assessments.
Stay updated on relevant regulations and implement necessary changes.
8 Credit Monitoring:
Implement digital tools for ongoing credit monitoring and portfolio management.
Identify early warning signals of credit issues.
9 Team Collaboration:
Collaborate with cross-functional teams, including technology and data analytics teams.
Ensure seamless integration of digital credit assessment solutions.
Qualifications -
Minimum Degree: Post Graduate/Graduate in any discipline.