Commercial Title Officer / Commercial Underwriter (Hybrid/Remote US)

Who We AreJoin a team that puts its People First! As a member of First American's family of companies, National Commercial Services provides single-point service for simple to multi-property/multi-state national commercial real estate transactions. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com.
What We DoLeverage your passion for research, real estate law, and risk analysis to help drive complex commercial real estate transactions from contract to close.
First American is seeking a Commercial Title Officer / Commercial Underwriter to join our growing Commercial team. In this role, you will support and underwrite a broad range of commercial real estate transactions, including high-liability multi-site and national deals. You will play a critical role in analyzing title risk, reviewing transaction documentation, issuing underwriting guidance, and partnering with customers and internal teams to deliver exceptional commercial title solutions.
This position offers the opportunity to work in a collaborative, fast-paced environment while leveraging industry-leading technology, underwriting expertise, and escrow partnerships to transform the commercial real estate experience one transaction at a time.
This role is based in Houston, TX and operates in a hybrid environment for local candidates. Remote candidates outside the Houston area are also encouraged to apply.
What You’ll Do
Perform and review complete title searches for commercial transactions ranging from single-site properties to complex national portfolios and multi-state transactions
Analyze records including liens, judgments, easements, surveys, legal descriptions, and vesting documents to determine ownership, identify risks, and verify title conditions
Provide underwriting support, counsel, and authorization related to the issuance of commercial title insurance commitments, endorsements, guarantees, and policies
Utilize underwriting standards and delegated authority guidelines to evaluate and underwrite title risk
Properly price commitments, endorsements, policies, and guarantees using appropriate schedules of fees and charges
Review and approve transaction documentation including deeds, operating agreements, corporate resolutions, entity documents, and settlement-related materials
Select appropriate commitment and policy language for standard and extended coverage transactions
Provide guidance and support to internal teams regarding underwriting decisions, settlement services, and title resolution strategies
Collaborate with attorneys, customers, lenders, and internal partners to resolve complex title matters and facilitate successful closings
Issue underwriting standards and guidelines in accordance with established company processes
Support national commercial transactions and coordinate across multiple jurisdictions and stakeholders
What You’ll Bring
5+ years of commercial title and/or underwriting experience, including experience with complex commercial transactions
Strong understanding of commercial real estate law, title insurance, and settlement practices and procedures
Experience underwriting commercial deals and high-liability transactions preferred
Strong analytical and problem-solving skills with the ability to assess risk and develop practical solutions
Ability to navigate internal and external resources to gather information and resolve complex title issues
Excellent verbal and written communication skills with the ability to build strong internal and external relationships
Strong negotiation skills and ability to communicate difficult or complex information with professionalism and tact
Natural curiosity and attention to detail with a passion for researching and analyzing transaction history and title records
Ability to collaborate effectively while acting decisively in a fast-paced environment
Strong organizational skills with the ability to multi-task, prioritize, and manage deadlines effectively
Proficiency with Microsoft Office Suite and the ability to quickly adapt to new technologies and software applications
Pay Range: $30.91 - $41.20 Hourly, Remote
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
** Note that the following statements only apply to candidates who will be working from an unincorporated area within Los Angeles County. **
First American will consider for employment all qualified applicants, including those with arrest or conviction records, in a manner consistent with the requirements of applicable state and local laws (e.g., the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act).
First American intends to conduct a review of an applicant’s criminal history in connection with a conditional offer. First American reasonably believes that a criminal history may have a direct, adverse and negative relationship with the following material job duties for this position potentially resulting in the withdrawal of the conditional offer of employment: handling of confidential, proprietary or trade secret information belonging to First American or its customers, administrating or facilitating financial transactions, and the ability to meet customer-imposed criminal history requirements.
What We OfferBy choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.
Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.