Treasury & Liquidity Operations Officer

Role Purpose
The Treasury & Liquidity Operations Officer is responsible for the day-to-day monitoring, control, reconciliation, and reporting of KiiBank’s multi-currency treasury positions. The role ensures operational liquidity across all accounts, safeguards customer funds, verifies currency purchases, and maintains disciplined audit trails for all financial movements.
Primary Responsibilities
▪ Multi-Currency & Liquidity Operations: Maintain daily visibility of balances (GBP, EUR, NGN, XAF, etc.), calculate daily funding requirements, prevent liquidity shortages, and initiate internal transfers under strict maker-checker controls.
▪ Safeguarding & FX Reconciliation: Perform daily monitoring and reconciliation of customer safeguarded balances. Verify FX purchases against rates/received amounts and immediately escalate shortfalls or unexplained differences.
▪ Daily Account Reconciliation & Settlement: Reconcile daily inflows, outflows, transfers, and fees against actual closing bank balances. Monitor settlement obligations with payout partners and maintain an unreconciled items tracker.
▪ Reporting & Forecasting: Maintain the central Treasury Balance Tracker and prepare Daily, Weekly, and Monthly Treasury Reports for management alongside short-term cash flow and liquidity forecasts.
▪ Governance, Risk & Audit: Strictly enforce internal approval limits, segregation of duties, and maker-checker procedures. Maintain complete audit trails for all treasury transactions.
Requirements & Qualifications
▪ Experience: 3–5 years of hands-on experience in treasury operations, payment operations, account reconciliation, or liquidity management.
▪ Industry Context: Desirable experience in Fintech, Electronic Money Institutions (EMI), payment service providers, remittance, or FX operations.
▪ Technical & Analytical Skills: Advanced proficiency in Excel/Google Sheets, strong reconciliation and numerical capability, deep understanding of payment flows, and data investigation skills.
▪ Core Attributes: High integrity, meticulous attention to detail, strong adherence to controls, and clear written/spoken communication.

Work arrangement
Yes