Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)

Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)
Overview:
We are seeking an experienced Compliance Officer – Credit Card Marketing & Consumer Protection to join our Compliance Department. You will be responsible for ensuring that all Advertising and Marketing Communications relating to our Credit Card Products, Primarily Targeting Customers in Germany, comply with Maltese, EU and German Regulatory Requirements.
Role:
Marketing & Advertising Compliance (Primary Focus)
Review and Approve all Credit Card Advertising and Marketing Materials (Digital, Print, Social Media, Email, Online Ads, Landing Pages) Targeting German Customers before Launch
Ensure Communications are fair, clear, and not misleading
Verify Compliance with MFSA Conduct-Of-Business Rules, German Consumer Protection Law, Credit Advertising requirements, other relevant Regulations
Review Digital Marketing Strategies for Regulatory Alignment
Maintain and update internal Marketing Compliance Guidelines, Checklists and Approval Procedures
Provide practical guidance to marketing, product and business teams on regulatory requirements and how to adjust campaigns if necessary
Monitor approved materials to ensure they are not altered post-approval and obsolete content is withdrawn promptly
Regulatory Expertise & Advisory
Stay current with MFSA conduct-of-business rules, circulars and guidance, relevant EU regulations, and German Consumer Credit and Advertising requirements
Act as the go-to internal contact on Regulatory questions relating to Credit Card Promotions, Campaigns, Cross-Selling and Customer Communications
Flag and advise on impacts of New or Amended MFSA, EU or German Regulations on Marketing Practices and Product Features
Support Review of Product Terms, Pre-Contractual Information and Customer Communications for Compliance
General Compliance Support
Contribute to Compliance Risk Assessments, Monitoring and Testing Activities, particularly Reviews on Marketing and Conduct
Assist in Drafting and maintaining Compliance Policies and Procedures relating to Credit Products and Customer Communication
Help deliver Compliance Training to Marketing, Product and Front Office Staff on responsible Lending and Fair Treatment of Customers
Support MFSA Inspections, Thematic Reviews and Regulatory Reporting, especially on Marketing and Conduct matters
Participate in New Product Approval Workflows and Customer Journey Reviews
Skills & Experience:
University Degree in Law, Finance, Business, Economics, Marketing or Related Field
4+ Years in a Compliance, Legal or Regulatory role within Banking or Regulated Services
Ideally, Experience in an MFSA-Regulated Institution or with Credit Card / Consumer Credit Products
Strong Knowledge of:
Advertising and Marketing rules for Credit Products
Consumer Protection, Fair Practices and Misleading Advertising Legislation
Credit Disclosure and Responsible Lending requirements
Solid understanding of Digital Marketing (Online Advertising, Social Media, Email, SEO/SEM Basics, A/B Testing, Landing Pages) and how it intersects with Regulation
Excellent English (written and spoken)
Strong Analytical Skills and Attention to Detail
Ability to Translate complex Regulatory Requirements into Practical Marketing Guidance
Pragmatic, Solution-Oriented Mindset
Desirable:
Knowledge of German
Professional Compliance Qualification (ICA, ACAMS, or local MFSA Compliance Course)
Experience Reviewing Product Terms, Pre-Contractual Information and Customer Journeys
Background in Conduct Risk, Customer Outcomes or Product Governance
Prior exposure to Cross-Border EU Financial Services
Excellent Salary + Benefits + Bonus
We Are Keen to Meet You! Please Apply Now and our 'Recruitment Team' will reach out to you directly.

Employment type
Full-Time

Work arrangement
No