Senior Credit Analyst & Team Lead – Australian Mortgages

Gandhinagar, Gujarat · Full time, in the office · Monday to Saturday, Australian hours · ₹15 LPA plus bonus
Applications close Sunday 1 November 2026.
FROM PRIYANK, THE FOUNDER
Before I became a broker, I worked for the lenders: Lending Manager at Bank of Melbourne and Commercial Credit Analyst at La Trobe Financial. I started Prevail Finance in 2017. Today I meet our clients and structure their loans. I need one person I can hand every deal to: someone who knows Australian credit inside out, still works files themselves, and wants to build the team that gets every loan to settlement without me chasing it.
HOW A DEAL MOVES HERE
I meet the client, set the strategy and structure, and hand the deal to you with my notes.
You assess it: documents, income, serviceability and lender policy. You write the credit proposal, with lender options and risks, and we workshop it together.
I confirm the recommendation with the client. All credit advice stays with me as the licence holder.
You and your team package the file, lodge it through ApplyOnline, and take it through valuation, conditions, approval and loan documents to settlement.
Your team keeps the client updated at every step.
WHAT YOU’RE RESPONSIBLE FOR
Above all, one result: every loan we write settles on time, with no errors. You will:
assess and write up the complex files yourself: self-employed, company and trust borrowers, business and commercial loans
check your team’s work before anything reaches a lender: documents, servicing inputs, and the identity, anti-money-laundering and responsible lending checks
keep SalesTrekker current, so every file has an owner, a next step and a date
work with lenders and their BDMs on policy, pricing, conditions and valuations
train and lead the loans team, and help choose its next hire
You report to me, and to a General Manager once we appoint one.
A DAY IN THE ROLE
You start early, on Australian hours. First the pipeline: which files need you, which settlements are close, what’s at risk. Then your own files: a new deal from me to assess, a credit proposal to finish, a condition to clear. Through the day you review your team’s files before lodgement, call BDMs, and unblock whatever is stuck. Each week you run the pipeline review. You finish in the afternoon IST, with every client updated and tomorrow’s priorities set.
WHY THE RIGHT PERSON WILL WANT THIS
Real deals, not volume: business owners buying premises, commercial property, construction and business purchases, from $400k to $10M+.
You learn from me. I’ve assessed these loans at a bank and at a non-bank lender, and I still develop property myself.
You’re our first credit leader. You set the standards everyone after you works to.
Premium pay, published: ₹15 LPA plus bonus.
Your authority is in writing from day one. By day 90 you run the pipeline and I’ve stopped chasing files.
YOU MUST HAVE
5+ years assessing or processing Australian loans for brokers or lenders, onshore or offshore, from application to settlement
Experience with self-employed borrowers trading through companies and trusts: financials, tax returns, add-backs
Current hands-on work: you still work files yourself, not only supervise
Experience leading, training or checking other people’s work
A degree in commerce, accounting, finance or banking
Clear spoken and written English: you’ll talk to Australian lenders every day
Even better: commercial, business, construction or development loans. Mercury, Infynity, BrokerEngine or SalesTrekker.
Not for you if: you’ve only worked on US or UK mortgages, or you’ve moved into management and no longer work files yourself.
WHERE AND WHEN
Our Gandhinagar office. You live within about 30 km, or relocate before you start. Monday to Saturday, on Australian hours: an early start and an afternoon finish, IST.
HOW TO APPLY
Apply on LinkedIn, then email priyank@prevailfinance.com.au with your CV, current location and notice period, and a link to one video of up to five minutes answering:
An Australian loan file that was stuck or at risk of missing settlement, which you personally turned around: the lender, what was wrong, what you did, and what happened.
A time you held a colleague to a standard they weren’t meeting: what you said, and what happened next.
One thing in this ad you’d do differently, and why.
Record it on your phone, without a script. Send it as a Google Drive, unlisted YouTube or Loom link that anyone can open.
Subject line: Senior Credit Analyst & Team Lead – your name
WHAT HAPPENS NEXT
Every applicant gets a reply. Shortlisted applicants have a 60-minute interview with me, then a working session on a real past file with every client detail removed. On appointment: a written role agreement, a police check, and a three-month window to show the role works, for both sides. Every application is assessed on the same standard, and nothing without a bearing on the work counts.

Work arrangement
No