Credit Manager - SCF

Job Requirements
The role incumbent will be responsible for end-to-end credit underwriting and disbursal of the loan
Credit assessment and underwriting of loan applicationsbased on product and policy norms – end to end from login to disbursal of loans
Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
Disbursal of loans including all checks and verifications
Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
In-person meetings and discussions with clients
Responsible for maintaining the processing TAT
Participate in and clear regular internal and external audits
Vendor management, including quality monitoring
Partner in terms of providing policy inputs to Risk teams which will formulate the right policy for Godrej Capital
Work Experience
2-4 years
Benefits
Adhere to expected TAT without compromising on quality
Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
High emphasis on customer centricity
Work collaboratively with Sales and Operations team in the location to achieve strategic business goals.
Technology skills – understanding of and working with existing market technologies in the mortgage industry

Work arrangement
No