Financial Engineer

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills And Competencies
Strong programming skills (e.g., Python, SQL, C++, C#) with proven experience building analytical solutions and working with APIs
Solid understanding of fixed income and structured finance products (RMBS, ABS, CMBS, CLOs); experience with cashflow modeling and credit risk analytics is preferred
Excellent communication and presentation skills, with the ability to explain complex concepts clearly to both technical and non-technical stakeholders
Strong analytical, debugging, and problem-solving skills, coupled with a highly detail-oriented and proactive mindset
Proven ability to work effectively in a global, cross-functional team and manage multiple priorities with a strong sense of ownership
Exposure to AI/ML tools, data science workflows, or applied analytics techniques is desired
Education
Master’s or Bachelor’s degree in Engineering, Finance, Mathematics, Economics, Computer Science, or a related field
3+ years of experience in structured finance, quantitative analytics, or financial technology roles
Responsibilities
Design, develop, and deliver custom analytical solutions for global structured finance clients, bridging finance, technology, and client needs
Serve as a primary technical contact for clients, supporting onboarding, understanding requirements, and delivering customized analytical solutions and workflows
Design and develop client-specific tools and robust solutions by leveraging APIs, internal platforms, and strong programming skills
Perform structured finance analysis, including troubleshooting and enhancing cashflow models for asset classes such as RMBS, ABS, CMBS, and CLOs
Partner with sales teams in client discussions and proof-of-concepts (POCs) to demonstrate platform capabilities and drive adoption
Collaborate with Product and Technology teams to define new features, enhance platform functionality, and integrate AI/ML capabilities
Identify opportunities to automate and streamline workflows, improving efficiency, accuracy, and data quality across client deliverables
Mentor junior analysts and contribute to team capability building and best practices in coding and analytics
About The Team
Our Client Solutions team is responsible for bridging the gap between our powerful analytics platforms and our clients' unique business needs. We design and deliver bespoke solutions, drive product adoption, and ensure our clients derive maximum value from our services. By joining our team, you will be part of exciting work at the intersection of finance, analytics, and technology, with a direct impact on product development and client-facing solutions
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

Work arrangement
No