Manager - Banking & Treasury

Role Purpose -
The position is responsible for managing the organization's treasury operations, banking relationships, liquidity planning, working capital optimization, trade finance instruments (LCs/BGs/SBLCs), compliance management, and treasury process automation. The role ensures efficient cash flow management, optimal utilization of banking facilities, regulatory compliance, and technology-driven treasury operations to support business growth.
Role Overview
Manage cash flow forecasting, liquidity planning, and working capital requirements to ensure smooth business operations.
Oversee utilization and monitoring of fund-based and non-fund-based banking facilities such as Cash Credit (CC), Overdraft (OD), Letters of Credit (LCs), Bank Guarantees (BGs), and SBLCs.
Handle end-to-end Trade Finance operations, including Import/Export LCs, DA/DP Bills, Buyers' Credit, Suppliers' Credit, and Bill Discounting.
Manage issuance, amendment, negotiation, renewal, and closure of LCs, BGs, and SBLCs in coordination with banks and business teams.
Ensure timely settlement of import/export transactions, trade-related payments, bills of exchange, and banking obligations.
Develop and maintain relationships with banks and financial institutions for credit facilities, pricing negotiations, and treasury support.
Ensure compliance with RBI, FEMA, banking regulations, and trade finance guidelines, including documentation and statutory reporting.
Prepare and submit CMA data, stock statements, drawing power calculations, covenant compliance reports, and banking MIS.
Drive working capital optimization initiatives through factoring, channel financing, supply chain finance, and other liquidity enhancement mechanisms.
Monitor interest costs, bank charges, treasury reconciliations, shipping bills, bills of entry, and foreign trade transactions to ensure cost efficiency and regulatory compliance.
Manage foreign exchange (Forex) exposure, hedging strategies, forward contracts, and currency risk mitigation for import/export transactions.
Coordinate with commercial, procurement, logistics, and finance teams to ensure seamless execution of trade finance and banking transactions.
Evaluate and implement treasury and banking process improvements, digital banking solutions, and automation initiatives to enhance operational efficiency.
Support business expansion by arranging project finance, working capital enhancement, structured finance solutions, and additional banking limits as required.
Prepare and present treasury dashboards, cash position reports, fund utilization reports, and banking performance analytics for management review and strategic decision-making.
Desired Qualification
CA / MBA (Finance) from a reputed institute.
Experience
7+ years of experience in Treasury, Banking Operations, Working Capital Management, Trade Finance, or Corporate Finance.

Work arrangement
No