Vice President - Card Acquisition Credit Strategy

Start your next chapter shaping how customers qualify for credit—where your judgment, analytics, and influence drive responsible growth at scale.
As a Vice President, Card Acquisition Credit Strategy Lead in the Card Credit Decisioning team, you will lead pre‑qualification channel strategy, balancing growth, profitability, and prudent risk management. You will partner across product, finance, legal, and risk partners to strengthen underwriting, monitoring, and controls. You will set a clear operating rhythm and performance view that supports sustainable outcomes.
Job responsibilities
Define and execute pre‑qualification credit risk strategies to achieve growth and credit performance goals
Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans
Establish review routines and governance to validate strategy assumptions and ensure disciplined execution
Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities
Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations
Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions
Ensure adherence to applicable banking regulations, internal controls, and policy requirements
Coordinate across stakeholders (risk, underwriting, legal, finance, and operations) to balance growth with risk outcomes
Provide approvals or recommendations for complex acquisitions‑related credit decisions and exceptions
Required qualifications, capabilities, and skills
Bachelor’s degree in finance, business, or a related field
5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm
Demonstrated ability to evaluate, monitor, and manage credit risk in a regulated environment
Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations
Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions
Proven ability to influence outcomes through cross-functional partnership and stakeholder management
Strong executive communication skills, including creating clear, concise presentations and briefings
Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance
Experience leading or supporting complex initiatives from design through implementation and performance tracking
Preferred qualifications, capabilities, and skills
Experience building or managing pre‑qualification, underwriting, or acquisition strategies for unsecured consumer credit
Experience partnering with credit modeling teams on model development, inputs, validation, or performance monitoring
Proficiency with analytics tools such as SQL, Python, SAS, Snowflake, or Tableau
Experience setting up governance routines (reviews, approvals, controls) for credit strategy execution
Comfort operating in highly matrixed organizations with multiple senior stakeholders
Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.

Skills
Python, SQL, Snowflake, Tableau, Risk Management