Commercial Real Estate - Community Development Banking Program Analyst

Build a career where your analysis helps expand affordable housing and strengthen communities. You will work alongside experienced commercial real estate professionals to structure financing solutions for mission-driven clients across the United States. This role offers hands-on transaction exposure, skill-building training, and opportunities to learn how banking supports community development outcomes. You will be based in our San Francisco, California office, working closely with a collaborative team
As a Community Development Banking Analyst in Community Development Banking within Commercial Real Estate, you will support financing solutions that help grow affordable housing and revitalize low- and moderate-income communities. You will partner with bankers, underwriters, and treasury services and payments colleagues to analyze transactions, prepare materials, and contribute to credit and portfolio work. You will deepen your commercial real estate and community development banking foundation through real work, coaching, and structured learning, with the potential to progress to the Associate level upon successful program completion.
Job responsibilities
Build and update financial models, cash flow analyses, and risk grading materials to support community development financing transactions
Assist with underwriting, credit approval, annual reviews, and other credit-related deliverables
Analyze property, market, sponsor, guarantor, and transaction information, with a focus on affordable housing and community development projects
Prepare marketing and client materials covering financing alternatives, transaction considerations, and relevant industry and market trends
Summarize deal metrics, key risks, mitigants, and transaction facts for internal review and decision-making
Support bankers and underwriters with ad hoc requests, due diligence, market research, and transaction execution
Assist with portfolio monitoring and ongoing client and transaction support
Develop an understanding of treasury services solutions and the end-to-end client and transaction process
Build knowledge of the breadth of JPMorganChase products and service offerings
Required qualifications, capabilities, and skills
Bachelor’s degree with graduation in December 2024 or Spring/Summer 2025
Authorization to work in the United States in accordance with the requirements for this program
Exceptional verbal and written communication skills
Strong problem-solving and critical-thinking skills
Strong analytical skills and attention to detail
Ability to manage multiple priorities and deliver high-quality work in a collaborative environment
Preferred qualifications, capabilities, and skills
Internship experience or coursework in real estate, finance, accounting, economics, or a related field
Interest in affordable housing, community development finance, and commercial real estate banking
Familiarity with financial statement analysis, pro forma modeling, cash flow analysis, or credit concepts
Interest in working in the Los Angeles office to build client relationships and deliver strong client service
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

Skills
Accounting, Due Diligence