Portfolio Manager

The Portfolio Manager is responsible for the day-to-day management and administration of a portfolio of loans across Octopus Capital’s lending portfolio. They will monitor facility performance, maintain accurate portfolio information, manage regular borrower interactions and support successful loan exits, amendments and the resolution of emerging issues.
The role requires sound credit judgement, commercial awareness and the ability to work effectively with stakeholders across lending, execution, legal, credit and servicing functions. As a member of the Portfolio Management team, the Portfolio Manager works closely with senior colleagues, takes ownership of their portfolio and contributes to wider team initiatives.
Key Responsibilities
Portfolio Management & Risk Oversight
Manage the day-to-day requirements of a portfolio of development finance facilities from completion through to repayment, with oversight from senior colleagues.
Maintain a detailed understanding of each facility, including credit structure, covenants, security, construction progress and exit strategy.
Identify emerging credit, construction, legal and market risks, complete an initial assessment and escalate with a clear recommendation.
Support senior colleagues on underperforming and higher-risk loans, including information gathering, option analysis, action tracking and implementation.
Escalate material risks and issues promptly to senior management and relevant committees.
Monitor covenant compliance, facility performance and borrower reporting requirements, ensuring records, trackers and systems remain complete and up to date.
Borrower & Stakeholder Management
Develop and maintain strong relationships with borrowers, sponsors, brokers and professional advisers.
Manage routine consents, amendments and waivers, and support negotiations on more complex restructurings and settlement agreements.
Coordinate with external stakeholders including valuers, quantity surveyors, lawyers, insolvency practitioners and receivers.
Act as the day-to-day point of contact for borrowers, coordinating queries and ensuring agreed actions are followed through.
Credit & Transaction Management
Review and assess requests for facility amendments, extensions and additional funding, escalating more complex matters where appropriate.
Prepare clear, well-supported credit papers and recommendations for Committees and other approval forums.
Undertake financial and commercial analysis, review professional reports and summarise key points to support portfolio decisions.
Support the assessment of refinancing, enforcement and recovery options to maximise investor outcomes.
Actively seek feedback and build technical knowledge across credit, documentation and portfolio management.
Contribute to the ongoing development of portfolio management processes, controls and reporting.
Experience & Skills
Experience in real estate lending, development finance, portfolio management, credit risk, loan servicing or a related area.
Experience managing borrower relationships and assessing loan performance, with exposure to more complex or underperforming situations desirable.
Ability to interpret valuation, quantity surveying, legal and financial information.
Good understanding of facility documentation, security structures and key credit protections.
Excellent written and verbal communication skills.
Strong stakeholder management skills and the confidence to challenge constructively.
Highly organised, with the ability to manage multiple priorities in a fast-paced environment.

Skills
Documentation

Employment type
Full-time

Work arrangement
Hybrid