Business Operations & Finance

About Karat
Karat started by building corporate cards and banking accounts for creators, the people you follow on YouTube, Instagram, TikTok and Twitch who run real businesses but were treated as an edge case by most financial providers. The same products fit a much wider set of businesses, and today we serve creators alongside the agencies, studios and growing companies that run the same way.
We’ve raised $70 million from Signal Fire, Union Square Ventures, Y Combinator, CRV and Coatue, alongside CEOs from YouTube, Twitter and Wealthfront and Twitch co-founder Kevin Lin. Our team comes from Goldman Sachs, McKinsey, earlier startups and the creator world itself, and we’re headquartered in Los Angeles.
About the role
We’re hiring a business operations and finance generalist to work directly with our Head of Operations on the problems that matter most to the business. You’ll get problems rather than tasks. Some are well defined and many aren’t, so part of the job is working out the right question before answering it. You’ll work across teams, own projects from first scope to final result, and over time own more of our numbers.
The role is broad by design. In a given month you might run a launch that spans several teams, build the analysis behind a decision, fix a process that isn’t keeping up with growth, or prepare the numbers for a board meeting. You’ll pull your own data and use AI tools to move faster.
What you’ll do
Lead projects from zero to one: scope the problem, build the plan, line up owners and dates, and see it through.
Turn data into decisions: dig into the numbers, find what isn’t working and drive the fix.
Partner with product, design and engineering to test what we ship, give feedback and help improve the product.
Own reporting and analysis, including monthly reporting, the operating model and the metrics we use to run the business.
Replace manual processes with automation and internal tools so the work scales.
Help us build the team as we grow.
What you’ll need
3+ years of experience in a high-ownership, fast-paced environment. Investment banking experience strongly preferred.
Startup experience is a plus, especially at a fintech or payments company.
Strong financial and analytical skills: you can build models, read financial statements and pull your own data.
You’ve owned ambiguous projects end to end and enjoy work that changes month to month.
You use AI tools every day and have built things with them.
You’re curious and you care about the details.
Based in Los Angeles, or willing to relocate.
Why Karat?
Huge opportunity. Creators, agencies, studios and the growing companies that run like them are a large market that most financial providers still treat as an edge case. We’ve built the products and are now scaling them.
Fascinating problems. You’ll see how a card and banking business runs end to end, from onboarding and credit to bank partnerships and the monthly numbers, and work on the problems that cut across all of it.
Room to grow. We keep the team lean, so you’ll take on real responsibility early and your scope will grow with the company.
The right team. A small, hands-on team of former founders, bankers and engineers. We own our stuff, get stuff done and make stuff better.

Skills
Investment Banking, Onboarding

Experience
3+ years

Work arrangement
No