Branch Credit Manager

About the team: Our Credit team plays a critical role in driving responsible growth by ensuring the right balance between business expansion and risk management. We work closely with Sales, Risk, Legal, and Operations to design robust credit processes, evaluate proposals, and safeguard portfolio quality. The team thrives on collaboration, market insights, and data-driven decision-making to deliver sustainable lending solutions for LAP customers.
About the role: As a Credit Manager to manage end-to-end credit underwriting and portfolio monitoring for Loan Against Property (LAP) products. The role involves assessing creditworthiness, ensuring compliance with internal and regulatory guidelines, and supporting business growth while maintaining portfolio quality.
What You will do: Evaluate and underwrite credit proposals for LAP segments in line with company policies.Conduct detailed financial analysis, assessment of business models, cash flows, and repayment capacity.Review property documents, collateral, and legal/technical reports for secured lending.Ensure compliance with credit policies, risk management frameworks, and regulatory guidelines.Collaborate with sales, risk, and operations teams to ensure smooth processing of applications.Monitor portfolio performance, identify early warning signals, and recommend corrective actions.
What you will need: Graduate/Postgraduate in Finance, Commerce, Economics, or related field (CA/MBA preferred).3–7 years of relevant experience in credit underwriting for MSME and LAP products.Strong knowledge of financial statement analysis, credit risk assessment, and collateral evaluation.Familiarity with regulatory guidelines (RBI/NBFC norms) and credit bureau analysis.
Life at slice : Life so good, you’d think we’re kidding:
Competitive salaries.Extensive medical insurance for employees and their dependents.A promise to love and take care of you.Flexible working hours (but please, no calls at 3 AM).Tailored vacation and leave policies for important life moments.A reward system celebrating hard work and milestones throughout the year.Learning and upskilling opportunities.Good food, games, and a cool office environment.A welcoming atmosphere where colleagues can be friends.
Come join our crew!
About slice:slice A new bank for a new India
slice’s purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We’ve all felt how slow, confusing, and complicated banking can be. So, we’re reimagining it. We’re building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, slice UPI ATMs, slice fixed deposits, slice borrow, and UPI-powered bank branch are designed to be simple, rewarding, and completely in your control. At slice, you’ll get to build things you’d use yourself and shape the future of banking in India. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
We’re backed by some of the world’s leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.

Skills
Financial Analysis, Risk Management

Experience
3-7 yrs

Work arrangement
No