High Net Worth Underwriter

Team - Life Underwriting & Claims
Working Pattern - Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week.
We are happy to discuss flexible working!
Top 3 skills needed for this role:
Expert in Life Underwriting
Stakeholder Influence & Relationship Building
Strategic Problem Solver
What This Role Is All About
VitalityLife is looking for a standout life underwriter to play a key role in shaping and advancing our High Net Worth (HNW) proposition, strengthening our reputation for underwriting excellence and innovation. In this high‑profile opportunity, you’ll bring your life underwriting expertise to assess complex cases with confidence and precision, delivering exceptional financial and medical outcomes while acting as a trusted partner to brokers and advisers to keep major cases moving. You’ll work closely with reinsurers to secure successful placements, collaborate with sales teams to design tailored financial solutions, and share your knowledge across the business to build understanding of HNW underwriting. While experience in high net worth is advantageous, what’s most important is a strong foundation in life underwriting, so if you’ve built solid experience and are ready to step into a more specialised space, we’d love to hear from you. As a senior member of the team, you’ll also support and develop others, champion continuous improvement, and help evolve our proposition so VitalityLife continues to lead the market with credibility, expertise and forward‑thinking delivery.
What You Will Be Doing
Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes
Partner closely with brokers and advisers to guide large cases smoothly through the underwriting journey, offering clarity, confidence, and expert support
Collaborate with reinsurers to secure successful placement of business and maintain strong, credible working relationships
Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management
Mentor and support less experienced underwriters, contributing to a high‑performing and collaborative underwriting function
Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market‑leading offering
What do you need to thrive?
Extensive experience life underwriting
The confidence and credibility to build strong relationships with advisers, brokers, and reinsurers
A solutions‑focused mindset with the ability to tackle complex problems and think creatively about risk
Strong communication and influencing skills, able to guide stakeholders through challenging decisions or cases
Proven ability to mentor others and contribute to a culture of continuous learning and development
Comfort working independently and making informed decisions, while also collaborating effectively across teams
Solid working knowledge of Microsoft Office and the organisational skills required to manage high‑value cases with precision
So, what’s in it for you?
Bonus Schemes - A bonus that regularly rewards you for your performance
A pension of up to 12%- We will match your contributions up to 6% of your salary
Our award-winning Vitality health insurance - With its own set of rewards and benefits
Life Assurance - Four times annual salary
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page. Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successful in your application and join us at Vitality, this is our promise to you, we will:
Help you to be the healthiest you’ve ever been
Create an environment that embraces you as you are and enables you to be your best self
Give you flexibility on how, where and when you work
Help you advance your career by playing you to your strengths
Give you a voice to help our business grow and make Vitality a great place to be
Give you the space to try, fail and learn
Provide a healthy balance of challenge and support
Recognise and reward you with a competitive salary and amazing benefits
Be there for you when you need us
Provide opportunities for you to be a force for good in society
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

Work arrangement
Yes