Chief Treasury Officer / Chief Credit Controller

Chief Treasury Officer / Chief Credit ControllerRole Description
Oversee and manage the organization's treasury operations, credit control functions, cash flow management, and financial risk management to ensure financial stability and operational efficiency.
Develop and implement treasury strategies, credit policies, financial procedures, and internal controls aligned with organizational objectives.
Manage daily cash flow activities, liquidity planning, cash positioning, fund allocation, and working capital management to ensure sufficient financial resources.
Monitor cash balances, banking transactions, payment schedules, and financial obligations to maintain effective cash management.
Oversee banking relationships, credit facilities, loan arrangements, foreign exchange transactions, and other treasury-related activities.
Develop and maintain effective credit management policies, customer credit assessment procedures, credit limits, and payment terms.
Supervise accounts receivable and credit control activities, ensuring timely collection of outstanding payments and effective management of customer accounts.
Monitor customer payment behavior, overdue accounts, credit exposure, and potential bad debts, implementing appropriate actions to minimize financial risks.
Coordinate with sales, finance, and customer service departments to resolve payment disputes, overdue invoices, and credit-related issues.
Evaluate customer creditworthiness through financial information, payment history, credit reports, and risk assessments before recommending credit approvals.
Establish credit monitoring procedures, collection strategies, and escalation processes to improve debt recovery and reduce outstanding receivables.
Oversee financial forecasting, treasury reporting, liquidity analysis, and working capital performance monitoring.
Identify and assess financial risks related to liquidity, credit exposure, foreign exchange fluctuations, and counterparty transactions.
Ensure compliance with applicable financial regulations, banking requirements, internal policies, and corporate governance standards.
Lead and supervise treasury, credit control, and collections personnel to ensure effective financial operations and accountability.
Prepare treasury reports, cash flow forecasts, credit risk assessments, collection reports, and financial performance summaries for senior management.
Identify opportunities to optimize cash utilization, strengthen credit control procedures, improve collection efficiency, and enhance overall financial performance.
Qualifications
Bachelor's degree or above in Finance, Accounting, Banking, Economics, or a related discipline.
Professional qualifications such as ACCA, CPA, CIMA, CFA, or equivalent are highly desirable.
Strong understanding of treasury management, cash flow forecasting, liquidity management, and working capital optimization.
Comprehensive knowledge of credit management, customer credit assessment, accounts receivable, debt collection, and credit risk analysis.
Familiarity with banking operations, credit facilities, financing arrangements, foreign exchange transactions, and financial instruments.
Good understanding of financial statements, accounting principles, financial analysis, and corporate finance.
Knowledge of credit policies, payment terms, credit limits, overdue account management, and bad debt prevention.
Familiarity with ERP systems, treasury management systems (TMS), accounting software, and financial reporting tools.
Understanding of financial risk management, internal controls, regulatory compliance, and corporate governance.
Excellent numerical, analytical, negotiation, and problem-solving skills.
Strong leadership, strategic planning, decision-making, and team management capabilities.
Effective communication and stakeholder management skills, with the ability to coordinate with banks, customers, auditors, and internal departments.
High level of integrity, professionalism, accountability, and attention to detail when handling confidential financial information.
Proactive, commercially minded, and results-oriented, with a strong commitment to cash flow stability, credit risk control, and financial performance.

Skills
Account Management, Negotiation, Financial Analysis, Accounting, Risk Management, Corporate Finance, ERP

Experience
10+ yrs

Work arrangement
Yes